General Average Bond, General Average Guarantee, Salvage Guarantee, dan Counter Guarantee dalam penyelesaian klaim General Average Hull & Machinery, Marine Cargo, Marine Cargo Insurance|February 8, 2016May 22, 2016by IMAM MUSJAB Untuk melindungi hak-haknya atas general average, keditor (Pemilik kapal) sebagai
Polis Konsorsium Asuransi Penyingkiran Kerangka Kapal (Wreck Removal) Protection & Indemnity (P&I), Protection & Indemnity (P&I)|January 23, 2016July 4, 2016by IMAM MUSJAB Updated : Tabel Premi Asuransi Penyingkiran Kerangka Kapal (dengan polis
FLEET INSURANCE CLAUSE F-Clauses, Features|January 23, 2016January 23, 2016by IMAM MUSJAB FLEET INSURANCE CLAUSE It is agreed between the Assureds and
Surat Edaran Dirjen Hubla tentang Penerapan Dana Jaminan Ganti Rugi Nasional Terhadap Kerusakan Akibat Pencemaran Minyak Bahan Bakar dan Muatan (Pollution Liability) Pelayaran, Protection & Indemnity|January 19, 2016January 19, 2016by IMAM MUSJAB Setelah Surat Menteri Perhubungan Tentang Kewajiban Mengasuransikan Kapal dengan Asuransi
Prosedur Klaim Asuransi Perjalanan (Travel Insurance) Travel Insurance|January 19, 2016January 19, 2016by IMAM MUSJAB Hal pertama dan terpenting yang harus anda lakukan jika terjadi
Asuransi Perjalanan (Travel Insurance) Travel Insurance|January 18, 2016January 16, 2016by IMAM MUSJAB Asuransi Perjalanan (Travel Insurance) memberikan perlindungan komprehensif 24 jam untuk
APPORTIONMENT OF RECOVERIES CLAUSE A-Clauses, Features|January 11, 2016by IMAM MUSJAB It is hereby understood and agreed that where recovery is
Peraturan Otoritas Jasa Keuangan Nomor 14/POJK.05/2015 tentang Retensi Sendiri dan Dukungan Reasuransi Dalam Negeri Insurance News, Property Insurance|January 11, 2016by IMAM MUSJAB Setelah setahun menuai kontroversi sejak RPOJK akhirnya Batas Minimum Batas
What is the difference between Increase in Cost and Additional Increase in Cost of Working Property Insurance|January 9, 2016January 7, 2016by IMAM MUSJAB Artikel yang sangat bagus untuk menjelaskan “Apa perbedaan antara Increase
Backdate Exclusion B-Clauses, Features|January 7, 2016January 7, 2016by IMAM MUSJAB It is hereby understood and agreed, subject to the exceptions
Bagaimana menangani klaim Tabrakan Kapal? Hull & Machinery, Hull & Machinery (H&M), Marine Hull and P&I|January 7, 2016February 28, 2016by IMAM MUSJAB Harap dicatat: Dalam hal klaim kerusakan lambung dan mesin kapal
POLITICAL RISKS EXCLUSION CLAUSE Features, P-Clauses|January 6, 2016January 3, 2016by IMAM MUSJAB The following shall be excluded from this Policy: Any loss
TRANSMISSION AND DISTRIBUTION LINES EXCLUSION CLAUSE Features, T-Clauses|January 5, 2016January 3, 2016by IMAM MUSJAB All transmission and distribution lines, including wires, cables, poles, pylons,
PROPERTY DAMAGE CLARIFICATION CLAUSES Features, P-Clauses|January 4, 2016January 3, 2016by IMAM MUSJAB It is understood and agreed that this Policy shall be
Pencegahan Kerugian Dengan Thermografi Infra Merah Risk Management|January 3, 2016January 3, 2016by IMAM MUSJAB Setiap benda memancarkan energi panas dalam bentuk radiasi infra merah,
Tindakan Yang Perlu Segera Diambil Sesudah Kerusakan Peralatan dan Instalasi Elektronik Risk Management|January 3, 2016January 3, 2016by IMAM MUSJAB 1. Umum Peralatan dan instalasi elektronik adalah melebihi reputasi mereka
Perlindungan Kebakaran Pada Lokasi Proyek Risk Management|January 3, 2016January 3, 2016by IMAM MUSJAB Perlindungan kebakaran seyogyanya disesuaikan dengan jenis dan ukuran pekerjaan kontrak
Automobile Liability – Asuransi Tanggung Jawab Hukum Kendaraan Bermotor Automobile Liability|December 30, 2015December 30, 2015by IMAM MUSJAB Polis Automobile Liability dapat diterbitkan sebagai perluasan jaminan (extended clauses)
Ujian Gelar Profesi Asuransi Syariah Indonesia Asuransi Syari'ah, Features, Insurance News|December 30, 2015December 30, 2015by IMAM MUSJAB Ujian Gelar Profesi Asuransi Syariah Indonesia agak berbeda dari ujian
D&O Liability Policy Wordings Directors & Officers (D&O), Directors and Officers Liability, Directors’ & Officers’|December 28, 2015October 26, 2017by IMAM MUSJAB Banyak rekan yang meminta wordings polis D&O Liability karena perusahaan
Akad-Akad dalam Asuransi Syari’ah Asuransi Syari'ah, Features|December 24, 2015December 25, 2015by IMAM MUSJAB Asuransi Syariah (Ta’min, Takaful atau Tadhamun) adalah usaha saling melindungi dan tolong-menolong
FATWA DEWAN SYARI’AH NASIONAL NOMOR 53/DSN-MUI/III/2006 TENTANG AKAD TABARRU’ PADA ASURANSI SYARI’AH Asuransi Syari'ah, Features|December 24, 2015by IMAM MUSJAB FATWA DEWAN SYARI’AH NASIONAL NOMOR 53/DSN-MUI/III/2006 TENTANG AKAD TABARRU’ PADA
FATWA DEWAN SYARI’AH NASIONAL NOMOR 52/DSN-MUI/III/2006 TENTANG AKAD WAKALAH BIL UJRAH PADA ASURANSI SYARI’AH DAN REASURANSI SYARI’AH Asuransi Syari'ah, Features|December 24, 2015December 24, 2015by IMAM MUSJAB FATWA DEWAN SYARI’AH NASIONAL NOMOR 52/DSN-MUI/III/2006 TENTANG AKAD WAKALAH BIL
FATWA DEWAN SYARI’AH NASIONAL NOMOR 51/DSN-MUI/III/2006 TENTANG AKAD MUDHARABAH MUSYTARAKAH PADA ASURANSI SYARIAH Asuransi Syari'ah, Features|December 24, 2015by IMAM MUSJAB FATWA DEWAN SYARI’AH NASIONAL NOMOR 51/DSN-MUI/III/2006 TENTANG AKAD MUDHARABAH MUSYTARAKAH
FATWA DEWAN SYARI’AH NASIONAL NOMOR 21/DSN-MUI/X/2001 TENTANG PEDOMAN UMUM ASURANSI SYARI’AH Asuransi Syari'ah, Features|December 24, 2015December 24, 2015by IMAM MUSJAB FATWA DEWAN SYARI’AH NASIONAL NOMOR 21/DSN-MUI/X/2001 TENTANG PEDOMAN UMUM ASURANSI
FATWA DEWAN SYARI’AH NASIONAL NOMOR 81/DSN-MUI/III/2011 TENTANG PENGEMBALIAN DANA TABARRU’ BAGI PESERTA ASURANSI YANG BERHENTI SEBELUM MASA PERJANJIAN BERAKHIR Asuransi Syari'ah, Features|December 24, 2015December 24, 2015by IMAM MUSJAB FATWA DEWAN SYARI’AH NASIONAL NOMOR 81/DSN-MUI/III/2011 TENTANG PENGEMBALIAN DANA TABARRU’
Fluktuasi harga kapal – Pengaruhnya pada polis asuransi kapal (hull and machinery) dan P&I Hull & Machinery, Hull & Machinery (H&M)|December 24, 2015February 8, 2016by IMAM MUSJAB Changes in ship values – Influence on hull and machinery
Agreed Value dalam Polis Asuransi Kapal (Hull and Machinery) Hull & Machinery, Hull & Machinery (H&M)|December 22, 2015February 8, 2016by IMAM MUSJAB Dalam praktik, sebagian besar (kalau tidak semuanya) polis asuransi kapal
Institute Time Clauses (Hulls) 1.10.83 CL. 280 with Clause 1.2 deleted – Apa maksudnya? Hull & Machinery, Hull & Machinery (H&M)|December 21, 2015February 8, 2016by IMAM MUSJAB Dalam Polis Asuransi Kapal (Hull and Machinery) sering ditemui klausul
Surat OJK Tentang Pelaksanaan Kewajiban Penggunaan Mata Uang Rupiah Features, Insurance News, News|December 3, 2015by IMAM MUSJAB Masih banyak yang bertanya Apakah perusahaan asuransi boleh menerbitkan polis
Fifty-Fifty Clause F-Clauses, Features|November 30, 2015by IMAM MUSJAB Upon their arrival at the Contract site, goods are to
Institute Cargo Clause (A) 1/1/82 vs Institute Frozen Food Clause (A) Marine Cargo|October 6, 2015October 6, 2015by IMAM MUSJAB Bagi sebagian orang penggunaan kedua wording ini menjadi disputable, manakah
Asuransi Kecelakaan Diri Ekstra Accident & Health, Personal Accident|September 26, 2015September 26, 2015by IMAM MUSJAB QBE Pool PA Extra Cover Kecelakaan adalah suatu kejadian atau
Asuransi Paket Villa Commercial Package, Property Insurance|September 26, 2015September 26, 2015by IMAM MUSJAB QBE Pool Villa Package Insurance Memberikan perlindungan yang komprehensif untuk
Asuransi Paket Restoran & Kafe Commercial Package, Property Insurance|September 26, 2015September 26, 2015by IMAM MUSJAB QBE Pool Restaurant & Cafe Package Insurance Memberikan perlindungan yang
Asuransi Paket Bisnis Commercial Package, Property Insurance|September 26, 2015September 26, 2015by IMAM MUSJAB QBE Pool Business Package Insurance Memberikan perlindungan yang komprehensif untuk
Berbagai Jaminan “Collision Liability” versi American Institute of Marine Underwriters (AIMU) Hull & Machinery, Hull & Machinery (H&M)|September 20, 2015by IMAM MUSJAB Berbagai Jaminan “Collision Liability” versi American Institute of Marine Underwriters
Payment on Account Clause – apa pentingnya? Fire Insurance, P-Clauses, Property All Risks (PAR)|September 17, 2015by IMAM MUSJAB PAYMENT ON ACCOUNT CLAUSE It is hereby declared and agreed
Suggested Answer 901 – Property Underwriter Property Insurance|September 12, 2015March 27, 2016by IMAM MUSJAB Download Suggested Answer 901 – Property Underwriter Kalau mau ambil
Suggested Answer 103 – Praktek Bisnis Risk Management|September 12, 2015March 27, 2016by IMAM MUSJAB Download Suggested Answer 103 – Praktek Bisnis Soal-jawab ujian AAMAI
Claim Procedure & Important Clause for Hull & Machinery and Protection & Indemnity Insurances C-Clauses, Marine Hull and P&I|September 2, 2015September 4, 2015by IMAM MUSJAB 1. Notice of Loss/Damage Notwithstanding the terms and condition of
KECELAKAAN FATAL ATAS TERTANGGUNG DAN PASANGANNYA Features, K-Clauses|August 28, 2015by IMAM MUSJAB Polis ini menjamin risiko Kematian yang secara langsung disebabkan oleh
TEMPORARY ACCOMMODATION COST CLAUSE Features, T-Clauses|August 28, 2015by IMAM MUSJAB It is hereby agreed that this Policy is extended to
Transmission & Distribution Lines Exclusion Clause Features, Marine Professional Liability, T-Clauses|August 28, 2015August 28, 2015by IMAM MUSJAB This policy does not cover all transmission and distribution, including
KLAUSUL PERUBAHAN MANFAAT Features, P-Clauses|August 28, 2015by IMAM MUSJAB Sesuai dengan peraturan yang berlaku kewajiban Penanggung terhadap Tertanggung adalah
WAIVER CLAUSE Features, W-Clauses|August 28, 2015by IMAM MUSJAB Other than those stipulated in other article within this Policy,
NMA 2915 : Cyber Exclusion C-Clauses, Features|August 28, 2015by IMAM MUSJAB Notwithstanding anything contained to the contrary herein this policy does
Sanction Limitation and Exclusion Clause Features, S-Clauses|August 28, 2015by IMAM MUSJAB The (re)insurer shall not provide cover nor be liable to
NMA 2920 : Terrorism Exclusion Endorsement Features, T-Clauses|August 28, 2015by IMAM MUSJAB Notwithstanding any provision to the contrary within this insurance or
KLAUSUL SANTUNAN BIAYA PEMAKAMAN B-Clauses, Features, P-Clauses|August 26, 2015by IMAM MUSJAB Polis ini juga memberikan santunan biaya pemakaman Tertanggung akibat dari
KLAUSUL BIAYA AMBULANCE A-Clauses, B-Clauses, Features|August 26, 2015by IMAM MUSJAB Polis ini juga memberikan penggantian biaya ambulance untuk transportasi Tertanggung
KLAUSUL BIAYA PENGURUSAN SERTIFIKAT KEMATIAN B-Clauses, Features, S-Clauses|August 26, 2015August 26, 2015by IMAM MUSJAB Polis ini juga memberikan penggantian biaya pengurusan Sertifikat Kematian Tertanggung
KLAUSUL KEGIATAN OLAH RAGA (NON PROFESIONAL) Features, K-Clauses|August 26, 2015by IMAM MUSJAB Polis ini juga menjamin risiko kematian, atau cacat tetap atau
KLAUSUL HILANG DAN TIDAK DIKETEMUKAN Features, H-Clauses|August 26, 2015by IMAM MUSJAB Santunan kematian akibat kecelakaan diberikan dalam hal Tertanggung hilang dan
KLAUSUL MENGENDARAI SEPEDA MOTOR Features, M-Clauses|August 26, 2015by IMAM MUSJAB Polis ini juga menjamin risiko kematian, atau cacat tetap atau
KLAUSUL PEMBUNUHAN DAN PENGANIAYAAN Features, P-Clauses|August 26, 2015by IMAM MUSJAB Polis ini juga menjamin risiko kematian, atau cacat tetap atau
KLAUSUL KERUSUHAN, PEMOGOKAN DAN HURU HARA Features, K-Clauses|August 26, 2015by IMAM MUSJAB Polis ini juga menjamin risiko kematian, atau cacat tetap atau
KLAUSUL BIAYA PERAWATAN ATAU PENGOBATAN TERMASUK PENGOBATAN ALTERNATIF (SINSHE) Features, P-Clauses, S-Clauses|August 26, 2015by IMAM MUSJAB Jaminan Biaya Perawatan atau Pengobatan ini dibayarkan kepada Tertanggung berdasarkan
WORK OF ART CLAUSE A-Clauses, Features, W-Clauses|August 13, 2015by IMAM MUSJAB Notwithstanding anything contained herein, This policy is extended to cover
FAILURE TO SUPPLY WATER EXCLUSION F-Clauses, Features|August 4, 2015by IMAM MUSJAB Coverage provided by this policy does not apply to any
FAILURE TO SUPPLY ELECTRICITY EXCLUSION F-Clauses, Features|August 4, 2015by IMAM MUSJAB Coverage provided by this policy does not apply to any
MULTI-YEAR POLICY (BREAK AND REVIEW) CLAUSE B-Clauses, Features, M-Clauses|August 4, 2015by IMAM MUSJAB It is hereby declared and agreed that in consideration of
KLAUSUL SANTUNAN GANDA Features, S-Clauses|August 2, 2015by IMAM MUSJAB Dengan ini dicatat dan disetujui bahwa dengan adanya tambahan premi,
KLAUSUL PEMBUNUHAN DAN PENGANIAYAAN Features, P-Clauses|August 2, 2015by IMAM MUSJAB Dengan ini dicatat dan disetujui bahwa dengan adanya tambahan premi,
Apa yang dijamin dalam Asuransi Recall Produk? Product Liability|July 15, 2015July 15, 2015by IMAM MUSJAB Asuransi Recall Produk (Penarikan Produk) menjamin biaya-biaya bisnis yang terkait
Apa yang berubah pada SE Tarif OJK 2015? Property Insurance|July 7, 2015May 10, 2016by IMAM MUSJAB Surat Edaran Otoritas Jasa Keuangan Nomor 21/SEOJK.05/2015 (Baca: Tarif Baru)
Apa perbedaan ITC – Hulls 1/10/83 and ITC – Hulls 1/11/95? Hull & Machinery, Hull & Machinery (H&M)|June 21, 2015September 26, 2015by IMAM MUSJAB Walaupun sudah ada edisi yang lebih baru “ITC – Hulls
MINIMUM AND DEPOSIT PREMIUM (M&DP) Features, M-Clauses|June 19, 2015June 19, 2015by IMAM MUSJAB The premium shown on the Policy Schedule is the minimum
Mengapa Pengusaha Membutuhkan Perlindungan Asuransi Pengangkutan? Marine Cargo|June 18, 2015June 18, 2015by IMAM MUSJAB Harus diakui, kesadaran masyarakat Indonesia tentang asuransi memang masih rendah
Apakah kerusakan kapal yang sedang docking dijamin dalam ITCH (Hull & Machinery)? Hull & Machinery, Hull & Machinery (H&M)|June 14, 2015September 26, 2015by IMAM MUSJAB Saya menerima banyak pertanyaan yang dimuat di artikel “Apa Perbedaan
Bagaimana cara membatalkan polis asuransi? Apakah kena denda atau pinalti? Principles & Practice of Ins|June 13, 2015March 13, 2016by IMAM MUSJAB Walaupun sangat mudah untuk dijawab, namun saya mendapat banyak sekali
Apakah Polis Asuransi Marine Cargo (ICC-A) menjamin kerusakan atau kerugian akibat “kondensasi”? Marine Cargo, Marine Cargo Insurance|June 13, 2015September 26, 2015by IMAM MUSJAB Bagaimana pendapat Pak Imam terhadap kerusakan pada cargo yang disebabkan
Apakah Polis Asuransi Marine Cargo (ICC) menjamin kerusakan atau kerugian akibat “rats and vermin”? Marine Cargo, Marine Cargo Insurance|June 13, 2015September 26, 2015by IMAM MUSJAB Sore Pak Imam, Mohon pencerahan, Apakah polis ICC cover “rats
Rejection Insurance – How to underwrite? Marine Cargo|June 5, 2015by IMAM MUSJAB Rejection Insurance : It cover for rejection by government authorities
LIGHTNING EXTENDED CLAUSE Features, L-Clauses|June 4, 2015June 4, 2015by IMAM MUSJAB CLAUSE 4.15 LIGHTNING EXTENDED COVER It is hereby noted and
SMOKE EXTENDED CLAUSE Features, S-Clauses|June 4, 2015by IMAM MUSJAB CLAUSE 4.14 SMOKE EXTENDED COVER It is hereby noted and
SELF COMBUSTION CLAUSE Features, S-Clauses|June 4, 2015by IMAM MUSJAB CLAUSE 4.13 SELF COMBUSTION EXTENDED COVER Subject to the provisions
ELECTRICAL SHORT CIRCUIT CLAUSE E-Clauses, Features|June 4, 2015by IMAM MUSJAB CLAUSE 4.12 SHORT CIRCUIT EXTENDED COVER It is hereby noted
IMPACT BY OWN VEHICLES CLAUSE Features, I-Clauses|June 4, 2015by IMAM MUSJAB It is noted and agreed that the cover relating to
SILENT RISK CLAUSE Features, S-Clauses|June 4, 2015by IMAM MUSJAB Warranted that during the currency of this Policy the said
WORKMENS CLAUSE Features, W-Clauses|June 4, 2015by IMAM MUSJAB Workmen are allowed in and about any of the described
VEHICLE LOAD CLAUSE Features, V-Clauses|June 4, 2015by IMAM MUSJAB In the event of the Insured’s Property being left loaded
TENANTS IMPROVEMENTS CLAUSE Features, T-Clauses|June 4, 2015by IMAM MUSJAB The insurance by this Policy extends to include tenants improvements
STORAGE WARRANTY Features, S-Clauses|June 4, 2015by IMAM MUSJAB Warranted that during the currency of this Policy no part
SERVICES CLAUSE Features, S-Clauses|June 4, 2015by IMAM MUSJAB The insurance by this Policy relating to machinery and equipment
SELLING PRICE CLAUSE Features, S-Clauses|June 4, 2015by IMAM MUSJAB It is noted and agreed that in respect of goods
OUTBUILDINGS CLAUSE Features, O-Clauses|June 4, 2015by IMAM MUSJAB The insurance by each item under buildings is understood to
LOSS OF DAMAGED GOODS CLAUSE Features, L-Clauses|June 4, 2015by IMAM MUSJAB In case of damage to property bearing brands labels and
INTERNAL REMOVAL CLAUSE Features, I-Clauses|June 4, 2015by IMAM MUSJAB It is understood and agreed that in the event of
GENERAL INTEREST CLAUSE Features, G-Clauses|June 4, 2015by IMAM MUSJAB Certain of the Property insured may be the subject of
FIRE BRIGADES CHARGES F-Clauses, Features|June 4, 2015by IMAM MUSJAB It is hereby understood and agreed that the reasonable charges
EMPLOYEES PERSONAL EFFECTS CLAUSE E-Clauses, Features|June 4, 2015by IMAM MUSJAB The indemnity granted by this Policy extends to include clothing
DESIGNATION CLAUSE D-Clauses, Features|June 4, 2015by IMAM MUSJAB For the purpose of determining, where necessary, the definition of
COST OF RE-ERECTION CLAUSE C-Clauses, Features|June 4, 2015by IMAM MUSJAB The insurance by this Policy extends to cover the cost
COMPUTER RECORDS CLAUSE C-Clauses, Features|June 4, 2015by IMAM MUSJAB This insurance includes cover for computer system records but only
CIVIL AUTHORITIES CLAUSE C-Clauses, Features|June 4, 2015by IMAM MUSJAB The insurance is extended to cover direct loss or damage
BRAND AND LABEL CLAUSE B-Clauses, Features|June 4, 2015by IMAM MUSJAB If branded or labelled merchandise covered by this Policy is
AWNINGS BLINDS SIGNS OR OTHER FITTINGS OF EVERY DESCRIPTION CLAUSE A-Clauses, Features|June 4, 2015by IMAM MUSJAB Awnings, blinds, signs or other outdoor fixtures or fittings of
MINOR ALTERATIONS AND REPAIRS CLAUSE Features, M-Clauses|June 4, 2015by IMAM MUSJAB Minor alterations, additions and repairs to building, plant fixtures and
ALTERATIONS CLAUSE A-Clauses, Features|June 4, 2015by IMAM MUSJAB Notwithstanding anything contained in the printed conditions of the Policy