Property All Risks (PAR) Archives

Will Business Interruption Insurance Provide Coverage for Coronavirus Losses?

Property All Risks (PAR), Property Insurance, Property Insurance|March 22, 2020March 22, 2020

Apakah Polis Asuransi Gangguan Usaha Menjamin Kerugian akibat Virus Corona? Penjelasan lengkap

Tahukah anda bahwa Munich Re telah menerbitkan polis Industrial All Risks (IAR) baru?

Features, Property All Risks (PAR), Property Insurance|December 26, 2017December 30, 2017

Munich Re telah menerbitkan polis Industrial All Risks (IAR) baru versi 2.3

Payment on Account Clause – apa pentingnya?

Fire Insurance, P-Clauses, Property All Risks (PAR)|September 17, 2015

PAYMENT ON ACCOUNT CLAUSE It is hereby declared and agreed that payment

Klausul-klausul berbahaya : Non-Invalidation Clause, Breach of Warranty and Avoidance of Terms

B-Clauses, N-Clauses, Principles & Practice of Ins, Property All Risks (PAR)|February 17, 2015June 4, 2015

Pencantuman klausul Non-Invalidation Clause, Breach of Warranty Clause telah membawa implikasi serius

Business Interruption Clauses

Property All Risks (PAR)|February 16, 2015

List of Clauses Accountants Clause Accumulation of Stocks Clause ADDITIONAL INCREASE IN

Deterioration of Undamaged Stocks, etc

D-Clauses, Property All Risks (PAR)|February 16, 2015June 4, 2015

Deterioration of Undamaged Stocks The Policy extends to include loss sustained by

Polis-Polis dan Klausul-Klausul Bilingual yang diakui AAUI

Contractors' Plant & Machinery, Contractors’ All Risks (CAR), E N G I N E E R I N G, Earthquake Insurance, Electronic Equipment (EEI), Erection All Risks (EAR), Fire Insurance, Hull & Machinery (H&M), M A R I N E, Machinery Insurance (MI), Marine Cargo Insurance, Motor Vehicle, O T H E R S, P R O P E R T Y, Personal Accident, Property All Risks (PAR)|October 9, 2014November 21, 2017

Polis-Polis dan Klausul-Klausul Bilingual yang diakui AAUI dapat di download di link

Polis-Polis Standar AAUI dan Klausul-Klausulnya

Fire Insurance, Marine Cargo Insurance, Motor Vehicle, Personal Accident, Property All Risks (PAR)|October 8, 2014March 17, 2018

Polis-Polis Standar AAUI dan Klausul-Klausulnya dapat di download di link AAUI berikut

Polis Standar Asuransi Komprehensif Harta Benda Indonesia

Property All Risks (PAR)|May 2, 2014

Terima kasih dan apresiasi yang tinggi kami sampaikan kepada Team Property AAUI

PROPERTY INSURANCE CLAUSES

Fire Insurance, Property All Risks (PAR)|January 12, 2014January 12, 2014

PROPERTY INSURANCE CLAUSES PUBLIC AUTHORITIES CLAUSE REINSTATEMENT VALUE CLAUSE SPRINKLER LEAKAGE CLAUSE

LANDSLIP AND SUBSIDENCE ENDORSEMENTS (4.10)

Fire Insurance, L-Clauses, Property All Risks (PAR)|January 12, 2014April 12, 2015

LANDSLIP AND SUBSIDENCE ENDORSEMENTS (4.10) In consideration of the payment of an

WAIVER OF SUBROGATION CLAUSE

Fire Insurance, Property All Risks (PAR), W-Clauses|January 12, 2014April 12, 2015

WAIVER OF SUBROGATION CLAUSE Ay claimant under this policy shall at the

CYBER NON – AGGREGATION CLAUSE (NMA2915)

C-Clauses, Fire Insurance, Property All Risks (PAR)|January 12, 2014April 12, 2015

CYBER NON – AGGREGATION CLAUSE (NMA2915) Losses arising directly or indirectly out

STRUCTURAL ALTERATION CLAUSE

Fire Insurance, Property All Risks (PAR), S-Clauses|January 12, 2014April 12, 2015

STRUCTURAL ALTERATION CLAUSE Subject to article III of the within policy, it

REMOVAL PERMIT CLAUSE

Fire Insurance, Property All Risks (PAR), R-Clauses|January 12, 2014April 12, 2015

REMOVAL PERMIT CLAUSE It is hereby understood and agree that this policy

REPLACEMENT VALUE CLAUSE

Fire Insurance, Property All Risks (PAR), R-Clauses|January 12, 2014April 12, 2015

REPLACEMENT VALUE CLAUSE It is understood and agreed that otherwise subject to

PAYMENT ON ACCOUNT CLAUSE

Fire Insurance, P-Clauses, Property All Risks (PAR)|January 12, 2014April 12, 2015

PAYMENT ON ACCOUNT CLAUSE It is hereby declared and agrees that payment

NON-INVALIDATION CLAUSE

Fire Insurance, N-Clauses, Property All Risks (PAR)|January 12, 2014April 12, 2015

NON-INVALIDATION CLAUSE It is hereby agreed that this insurance shall not be

NOTIFICATION CLAUSE

Fire Insurance, N-Clauses, Property All Risks (PAR)|January 11, 2014April 12, 2015

NOTIFICATION CLAUSE The present situation, manner of connection, construction, and nature and

MEMORANDUM OF DISPUTE CLAUSE (C)

Fire Insurance, M-Clauses, Property All Risks (PAR)|January 11, 2014April 12, 2015

MEMORANDUM ON DISPUTE CLAUSE (C) In the event of any dispute arising

MISDESCRIPTION CLAUSE

Fire Insurance, M-Clauses, Property All Risks (PAR)|January 11, 2014April 12, 2015

MIS-DESCRIPTION CLAUSE It is understood and agreed that this Insurance shall notify

LEASED PROPERTY CLAUSE

Fire Insurance, L-Clauses, Property All Risks (PAR)|January 11, 2014April 12, 2015

LEASED PROPERTY CLAUSE This policy extends to indemnify any other party having

FIRE EXTINGUISHING COSTS CLAUSE

F-Clauses, Fire Insurance, Property All Risks (PAR)|January 11, 2014April 12, 2015

FIRE EXTINGUISHING COSTS CLAUSE It is hereby agreed and declared that notwithstanding

EXPEDITING EXPENSES CLAUSE

E-Clauses, Fire Insurance, Property All Risks (PAR)|January 11, 2014April 12, 2015

EXPEDITING EXPENSES CLAUSE In the event of loss or damage to the

ELECTRICAL INSTALLATION CLAUSE

E-Clauses, Fire Insurance, Property All Risks (PAR)|December 29, 2013April 12, 2015

ELECTRICAL INSTALLATION CLAUSE Loss or damage by fire to the electrical appliances

ESCALATION CLAUSE

E-Clauses, Fire Insurance, Property All Risks (PAR)|December 29, 2013April 12, 2015

ESCALATION CLAUSE In consideration of the payment of an additional premium amounting

ERRORS AND OMISSION CLAUSE

E-Clauses, Fire Insurance, Property All Risks (PAR)|December 29, 2013April 12, 2015

ERRORS AND OMISSION CLAUSE The insured shall not be prejudiced by an

CURRENCY CLAUSE

C-Clauses, Fire Insurance, Property All Risks (PAR)|December 29, 2013April 12, 2015

CURRENCY CLAUSE It is hereby understood and agreed that in case a

CUSTOMERS’ GOODS CLAUSE

C-Clauses, Fire Insurance, Property All Risks (PAR)|December 29, 2013April 12, 2015

CUSTOMERS’ GOODS CLAUSE It is hereby declared and agree notwithstanding anything contained

COVER OF FULL REPLACEMENT VALUE

C-Clauses, F-Clauses, Fire Insurance, Property All Risks (PAR)|December 29, 2013April 12, 2015

COVER OF FULL REPLACEMENT VALUE It is agreed and understood that otherwise

COMPUTER RECORDS CLAUSE

C-Clauses, Fire Insurance, Property All Risks (PAR)|December 29, 2013April 12, 2015

COMPUTER RECORDS CLAUSE This insurance includes cover for computer system records but

COST OF REWRITING RECORDS AND CLAIM PREPARATION

C-Clauses, Fire Insurance, Property All Risks (PAR)|December 29, 2013April 12, 2015

COST OF REWRITING RECORDS AND CLAIM PREPARATION (as per schedule) On costs

CONTRACT PRICE CLAUSE

C-Clauses, Fire Insurance, Property All Risks (PAR)|December 29, 2013April 12, 2015

CONTRACT PRICE CLAUSE In the event of Goods Insured by This Policy

CLAIM CONTROL CLAUSE

C-Clauses, Fire Insurance, Property All Risks (PAR)|December 29, 2013April 12, 2015

CLAIM CONTROL CLAUSE Notwithstanding anything to the contrary herein: 1. The leader

BURST OF PIPE ENDORSEMENT (COMBINED WITH BURSTING OR OVERFLOWING OF THE WATER TANKS CLAUSE)

B-Clauses, Fire Insurance, Property All Risks (PAR)|December 29, 2013April 12, 2015

BURST OF PIPE ENDORSEMENT (COMBINED WITH BURSTING OR OVERFLOWING OF THE WATER

AVERAGE RELIEF CLAUSE (85%)

A-Clauses, Fire Insurance, Property All Risks (PAR)|December 29, 2013April 12, 2015

AVERAGE RELIEF CLAUSE (85%) Whenever A Sum Insured is declared to be

AUTOMATIC REINSTATEMENT OF SUM INSURED CLAUSE

A-Clauses, Fire Insurance, Property All Risks (PAR)|December 29, 2013May 1, 2015

In consideration of the Insured undertaking to pay an additional premium at

APPRAISEMENT CLAUSE

A-Clauses, Fire Insurance, Property All Risks (PAR)|December 29, 2013April 12, 2015

APPRAISEMENT CLAUSE If the aggregate claim for any one loss destruction or

PREVENTIVE MEASURE CLAUSE

Fire Insurance, P-Clauses, Property All Risks (PAR)|December 29, 2013April 12, 2015

PREVENTIVE MEASURE CLAUSE It is agreed that in the event of actual

CLAIMS MITIGATION CLAUSE

C-Clauses, Fire Insurance, Property All Risks (PAR)|December 29, 2013April 12, 2015

CLAIMS MITIGATION CLAUSE It is agreed that in the event of actual

SELF – COMBUSTION COVERAGE CLAUSE

Fire Insurance, Property All Risks (PAR), S-Clauses|December 29, 2013April 12, 2015

SELF – COMBUSTION COVERAGE CLAUSE Subject to the warranty underneath, it is

AUTOMATIC RENEWAL CLAUSE

A-Clauses, Fire Insurance, Property All Risks (PAR)|December 29, 2013April 12, 2015

AUTOMATIC RENEWAL CLAUSE Notwithstanding anything to the contrary contained in the Policy.

PERLUASAN JAMINAN PETIR

Fire Insurance, P-Clauses, Property All Risks (PAR)|December 29, 2013April 12, 2015

KLAUSUL 4.15. PERLUASAN JAMINAN PETIR

PERLUASAN JAMINAN ASAP

A-Clauses, Fire Insurance, Property All Risks (PAR)|December 29, 2013April 12, 2015

KLAUSUL 4.14. PERLUASAN JAMINAN ASAP

PERLUASAN JAMINAN TERBAKAR SENDIRI

Fire Insurance, Property All Risks (PAR), T-Clauses|December 29, 2013April 12, 2015

KLAUSUL 4.13. PERLUASAN JAMINAN TERBAKAR SENDIRI (API YANG TIMBUL SENDIRI)

PERLUASAN JAMINAN ARUS PENDEK

A-Clauses, Fire Insurance, Property All Risks (PAR)|December 29, 2013April 12, 2015

KLAUSUL 4.12. PERLUASAN JAMINAN ARUS PENDEK Dengan ini ditegaskan bahwa dengan pembayaran

IMPACT BY OWN VEHICLES CLAUSE

Fire Insurance, Property All Risks (PAR)|December 29, 2013

IMPACT BY OWN VEHICLES CLAUSE It is noted and agreed that the

SILENT RISK CLAUSE

Fire Insurance, Property All Risks (PAR), S-Clauses|December 29, 2013April 12, 2015

SILENT RISK CLAUSE Warranted that during the currency of this Policy the

WORKMENS CLAUSE

Fire Insurance, Property All Risks (PAR), W-Clauses|December 29, 2013April 12, 2015

WORKMENS CLAUSE Workmen are allowed in and about any of the described

VEHICLE LOAD CLAUSE

Fire Insurance, Property All Risks (PAR), V-Clauses|December 29, 2013April 12, 2015

VEHICLE LOAD CLAUSE In the event of the Insured’s Property being left

TENANTS IMPROVEMENTS CLAUSE

Fire Insurance, Property All Risks (PAR), T-Clauses|December 29, 2013April 12, 2015

TENANTS IMPROVEMENTS CLAUSE The insurance by this Policy extends to include tenants

STORAGE WARRANTY

Fire Insurance, Property All Risks (PAR), S-Clauses|December 28, 2013April 12, 2015

STORAGE WARRANTY Warranted that during the currency of this Policy no part

SERVICES CLAUSE

Fire Insurance, Property All Risks (PAR), S-Clauses|December 28, 2013April 12, 2015

SERVICES CLAUSE The insurance by this Policy relating to machinery and equipment

SELLING PRICE CLAUSE

Fire Insurance, Property All Risks (PAR), S-Clauses|December 28, 2013April 12, 2015

SELLING PRICE CLAUSE It is noted and agreed that in respect of

OUTBUILDINGS CLAUSE

Fire Insurance, O-Clauses, Property All Risks (PAR)|December 28, 2013April 12, 2015

OUTBUILDINGS CLAUSE The insurance by each item under buildings is understood to

LOSS OF DAMAGED GOODS CLAUSE

Fire Insurance, L-Clauses, Property All Risks (PAR)|December 28, 2013April 12, 2015

LOSS OF DAMAGED GOODS CLAUSE In case of damage to property bearing

INTERNAL REMOVAL CLAUSE

Fire Insurance, I-Clauses, Property All Risks (PAR)|December 28, 2013April 12, 2015

INTERNAL REMOVAL CLAUSE It is understood and agreed that in the event

GENERAL INTEREST CLAUSE

Fire Insurance, G-Clauses, Property All Risks (PAR)|December 28, 2013April 12, 2015

GENERAL INTEREST CLAUSE Certain of the Property insured may be the subject

FIRE BRIGADES CHARGES

F-Clauses, Fire Insurance, Property All Risks (PAR)|December 28, 2013April 12, 2015

FIRE BRIGADES CHARGES It is hereby understood and agreed that the reasonable

EMPLOYEES PERSONAL EFFECTS CLAUSE

E-Clauses, Fire Insurance, Property All Risks (PAR)|December 28, 2013April 12, 2015

EMPLOYEES PERSONAL EFFECTS CLAUSE The indemnity granted by this Policy extends to

DESIGNATION CLAUSE

D-Clauses, Fire Insurance, Property All Risks (PAR)|December 27, 2013April 12, 2015

DESIGNATION CLAUSE For the purpose of determining, where necessary, the definition of

COST OF RE-ERECTION CLAUSE

C-Clauses, Fire Insurance, Property All Risks (PAR)|December 27, 2013April 12, 2015

COST OF RE-ERECTION CLAUSE The insurance by this Policy extends to cover

COMPUTER RECORDS CLAUSE

C-Clauses, Fire Insurance, Property All Risks (PAR)|December 27, 2013April 12, 2015

COMPUTER RECORDS CLAUSE This insurance includes cover for computer system records but

CIVIL AUTHORITIES CLAUSE

C-Clauses, Fire Insurance, Property All Risks (PAR)|December 26, 2013April 12, 2015

CIVIL AUTHORITIES CLAUSE The insurance is extended to cover direct loss or

BRAND AND LABEL CLAUSE

B-Clauses, Fire Insurance, Property All Risks (PAR)|December 26, 2013April 12, 2015

BRAND AND LABEL CLAUSE If branded or labelled merchandise covered by this

AWNINGS BLINDS SIGNS OR OTHER FITTINGS OF EVERY DESCRIPTION CLAUSE

A-Clauses, Fire Insurance, Property All Risks (PAR)|December 26, 2013April 12, 2015

AWNINGS BLINDS SIGNS OR OTHER FITTINGS OF EVERY DESCRIPTION CLAUSE Awnings, blinds, signs

MINOR ALTERATIONS AND REPAIRS CLAUSE

Fire Insurance, M-Clauses, Property All Risks (PAR)|December 26, 2013April 12, 2015

MINOR ALTERATIONS AND REPAIRS CLAUSE Minor alterations, additions and repairs to building, plant

ALTERATIONS CLAUSE

A-Clauses, Fire Insurance, Property All Risks (PAR)|December 26, 2013April 12, 2015

ALTERATIONS CLAUSE Notwithstanding anything contained in the printed conditions of the Policy

STOCK DECLARATION CLAUSE

Fire Insurance, Property All Risks (PAR), S-Clauses|December 26, 2013April 12, 2015

STOCK DECLARATION CLAUSE 1. In consideration of the premium by this Policy

LESSORS INTEREST CLAUSE

Fire Insurance, L-Clauses, Property All Risks (PAR)|December 26, 2013April 12, 2015

LESSORS INTEREST CLAUSE It is noted and agreed that ………….. (here in

LEASED PROPERTY CLAUSE

Fire Insurance, L-Clauses, Property All Risks (PAR)|December 26, 2013April 12, 2015

LEASED PROPERTY CLAUSE This Policy extends to indemnify any other party having

CAPITAL ADDITIONS CLAUSE

C-Clauses, Fire Insurance, Property All Risks (PAR)|December 25, 2013April 12, 2015

CAPITAL ADDITIONS CLAUSE The insurance hereby extends to cover alterations, additions and

BANKERS CLAUSE

B-Clauses, Fire Insurance, Property All Risks (PAR)|December 25, 2013April 12, 2015

BANKERS CLAUSE It is noted and agreed that the property insured by

ALL OTHER CONTENTS

A-Clauses, Fire Insurance, Property All Risks (PAR)|December 25, 2013April 12, 2015

ALL OTHER CONTENTS It is noted and agreed that this Policy extends

ARCHITECTS, SURVEYORS AND ENGINEERS EXPENSES

A-Clauses, Fire Insurance, Property All Risks (PAR)|December 25, 2013April 12, 2015

ARCHITECTS, SURVEYORS AND ENGINEERS EXPENSES It is hereby noted and agreed as follows

TEMPORARY REMOVAL CLAUSE

Fire Insurance, Property All Risks (PAR), T-Clauses|December 25, 2013April 12, 2015

TEMPORARY REMOVAL CLAUSE It is hereby agreed that the property insured by

SPRINKLER LEAKAGE CLAUSE

Fire Insurance, Property All Risks (PAR), S-Clauses|December 24, 2013April 12, 2015

SPRINKLER LEAKAGE CLAUSE It is hereby agreed and declared that the insurance

REINSTATEMENT VALUE CLAUSE

Fire Insurance, Property All Risks (PAR), R-Clauses|December 24, 2013April 12, 2015

REINSTATEMENT VALUE CLAUSE It is hereby declared and agreed that in the

PUBLIC AUTHORITIES CLAUSE

Fire Insurance, P-Clauses, Property All Risks (PAR)|December 24, 2013April 12, 2015

PUBLIC AUTHORITIES CLAUSE The insurance by this Policy extends to include such

Endorsemen Banjir, Angin Topan, Badai dan Kerusakan Akibat Air

Fire Insurance, Property All Risks (PAR), Property Insurance|November 24, 2012November 24, 2012

Read and Download Bilingual Version in Pdf : FTSWD Clause Dengan ini

Machinery Breakdown and Boiler Explosion Clauses (Sub Limit ISR/PAR)

Property All Risks (PAR)|January 21, 2010January 25, 2010

Machinery Breakdown and Boiler Explosion Clauses (Sub Limit ISR/PAR) Sub limit

Average: Pertanggungan dibawah harga

Fire Insurance, P R O P E R T Y, Property All Risks (PAR), Property Insurance|February 11, 2009March 9, 2014

Pertanggungan dibawah harga? Apa maksudnya? Jika rumah (gedung) anda seharga Rp 1,000,000,000

Very Important Clauses : Klausul-Klausul Penting dalam Asuransi Kebakaran (Fire & Property Insurances)

Fire Insurance, P R O P E R T Y, Property All Risks (PAR), Property Insurance|February 11, 2009February 7, 2016

Jaminan wordings polis standar saja tidak cukup, bahkan untuk polis “All Risks”

Indemnity vs Reinstatement

Fire Insurance, P R O P E R T Y, Property All Risks (PAR), Property Insurance|February 11, 2009March 9, 2014

Pernahkah anda mengalami pembayaran klaim asuransi anda dipotong 10%, 20% bahkan lebih

Wordings & Clauses – download here

Aero Engine Insurance, Boiler & Pressure Vessel, Burglary Insurance, Civil Engineering Completed, Clauses, Comprehensive Machinery, Comprehensive Project (CPI), Containers Insurance, Contractors' Plant & Machinery, Contractors’ All Risks (CAR), Deterioration of Stock (DoS), Directors’ & Officers’, E N G I N E E R I N G, Earthquake Insurance, Electronic Equipment (EEI), Employers' Liability, Environment Liability, Erection All Risks (EAR), Fire Insurance, Freight Forwarders Liability, General Liability, Hull & Machinery (H&M), L I A B I L I T Y, M A R I N E, Machinery Insurance (MI), Machinery LoP, Marine Cargo Insurance, Medical Malpractice, Money Insurance, Motor Vehicle, O T H E R S, P R O P E R T Y, Personal Accident, Professional Indemnity (PI), Property All Risks (PAR), Protection & Indemnity (P&I), Terminal Operators Liability, Workmen Compensation, Yacht & Boat Insurance|February 11, 2009February 7, 2016

Wordings Adalah bagian dari Polis (perjanjian Asuransi) yang berisi ketentuan, kondisi dan