LESSORS INTEREST CLAUSE Features, L-Clauses|June 2, 2015by IMAM MUSJAB It is noted and agreed that ………….. (here in after
LEASED PROPERTY CLAUSE Features, L-Clauses|June 2, 2015by IMAM MUSJAB This Policy extends to indemnify any other party having an
CAPITAL ADDITIONS CLAUSE C-Clauses, Features|June 2, 2015by IMAM MUSJAB The insurance hereby extends to cover alterations, additions and improvements
BANKERS CLAUSE B-Clauses, Features|June 2, 2015February 12, 2022by IMAM MUSJAB It is noted and agreed that the property insured by
ALL OTHER CONTENTS A-Clauses, Features|June 2, 2015June 2, 2015by IMAM MUSJAB It is noted and agreed that this Policy extends to
ARCHITECTS, SURVEYORS AND ENGINEERS EXPENSES A-Clauses, Features|June 2, 2015by IMAM MUSJAB It is hereby noted and agreed as follows (a) The
TEMPORARY REMOVAL CLAUSE Features, T-Clauses|June 2, 2015by IMAM MUSJAB It is hereby agreed that the property insured by this
SPRINKLER LEAKAGE CLAUSE Features, S-Clauses|June 2, 2015June 2, 2015by IMAM MUSJAB It is hereby agreed and declared that the insurance under
REINSTATEMENT VALUE CLAUSE Features, R-Clauses|June 2, 2015June 2, 2015by IMAM MUSJAB It is hereby declared and agreed that in the event
PUBLIC AUTHORITIES CLAUSE Features, P-Clauses|June 2, 2015June 2, 2015by IMAM MUSJAB The insurance by this Policy extends to include such additional
DETERIORATION OF UNDAMAGED STOCKS D-Clauses, Features|May 30, 2015by IMAM MUSJAB Deterioration of Undamaged Stocks The Policy extends to include loss
CANCELLATION AND ABANDONMENT EXCLUSION C-Clauses, Features|May 26, 2015by IMAM MUSJAB It is hereby understood and agreed that Insurers shall not
UPWARD ADJUSTMENT CLAUSE Features, U-Clauses|May 10, 2015by IMAM MUSJAB The Insurance extends to cover any increase in Gross Profit
TURNOVER/OUTPUT CLAUSE Features, T-Clauses|May 10, 2015by IMAM MUSJAB It is agreed that in the event of a claim
SUPPLIERS AND CUSTOMERS EXTENSION CLAUSE Features, S-Clauses|May 10, 2015May 23, 2020by IMAM MUSJAB This Insurance under this section extends to include the actual
STANDING CHARGES CLAUSE Features, S-Clauses|May 10, 2015by IMAM MUSJAB If any standing charges of the business be not insured
SALVAGE SALE CLAUSE Features, S-Clauses|May 10, 2015by IMAM MUSJAB If following damage giving rise to a claim under this
RETURN OF PREMIUM CLAUSE Features, R-Clauses|May 10, 2015by IMAM MUSJAB In the event of Gross Profit earned during the financial
REBATE CLAUSE Features, R-Clauses|May 10, 2015by IMAM MUSJAB In the event of Gross Profit earned (or proportionately increased
PROGRESS CLAIM PAYMENT CLAUSE Features, P-Clauses|May 10, 2015by IMAM MUSJAB It is hereby agreed and declared that progress payment on
PROFESSIONAL ACCOUNTANTS CLAUSE Features, P-Clauses|May 10, 2015by IMAM MUSJAB Any particulars or details contained in the Insured’s books of
PREVENTION OF ACCESS CLAUSE Features, P-Clauses|May 10, 2015by IMAM MUSJAB In consideration of the payment of a additional premium which
PORT BLOCKAGE CLAUSE Features, P-Clauses|May 10, 2015by IMAM MUSJAB It is agreed and declared that the Insurance provided under
NEW BUSINESS CLAUSE Features, N-Clauses|May 10, 2015by IMAM MUSJAB In the event of Damage occurring at the Premises before
MURDER, ASSAULTS AND SUICIDE EXTENSION CLAUSE Features, M-Clauses|May 10, 2015by IMAM MUSJAB It is hereby noted and agreed that the term damage
MATERIAL DAMAGE PROVISO WAIVER Features, M-Clauses|May 10, 2015by IMAM MUSJAB It shall not be a condition precedent to liability in
LEEWAY CLAUSE Features, L-Clauses|May 10, 2015by IMAM MUSJAB In the event of the Gross Profit earned during any
INCREASE BUSINESS CLAUSE Features, I-Clauses|May 10, 2015by IMAM MUSJAB In the event of the gross profit earned during any
GROSS PROFIT CLAUSE Features, G-Clauses|May 10, 2015by IMAM MUSJAB The insurance under this item is limited to loss of
FAILURE OF PUBLIC UTILITIES CLAUSE F-Clauses, Features|May 10, 2015by IMAM MUSJAB FAILURE OF PUBLIC UTILITIES CLAUSE (Version 1) Loss as Insured
DEPARTMENTAL CLAUSE D-Clauses, Features|May 10, 2015by IMAM MUSJAB If the business be conducted in by individual companies/divisions or
DENIAL OF ACCESS CLAUSE D-Clauses, Features|May 10, 2015by IMAM MUSJAB It is hereby declared and agreed that subject to the
BOOK OF ACCOUNT CLAUSE B-Clauses, Features|May 10, 2015by IMAM MUSJAB Any particulars or details contained in the Insured’s books of
AUDITORS CHARGES CLAUSE A-Clauses, Features|May 10, 2015by IMAM MUSJAB The Insured under item (3) is limited to the reasonable
ALTERNATIVE TRADING CLAUSE A-Clauses, Features|May 10, 2015by IMAM MUSJAB If during the indemnity period goods shall be sold or
ADDITIONAL INCREASE IN COST OF WORKING CLAUSE A-Clauses, Features|May 10, 2015by IMAM MUSJAB The insurance under this item is limited to such further
ACCUMULATION OF STOCKS CLAUSE A-Clauses, Features|May 10, 2015by IMAM MUSJAB In adjusting any loss, account shall be taken and an
ACCOUNTANTS CLAUSE A-Clauses, Features|May 10, 2015by IMAM MUSJAB It is understood and agreed that any particulars or details
ELECTROMAGNETIC FIELD EXCLUSION E-Clauses, Features|May 9, 2015by IMAM MUSJAB This Policy does not cover liability in respect of Personal
CLINICAL TRIAL EXCLUSION CLAUSE C-Clauses, Features|May 9, 2015by IMAM MUSJAB This Policy does not cover liability in respect of Personal
POLLUTION EXCLUSION CLAUSE (72 HOUR) Features, P-Clauses|May 9, 2015by IMAM MUSJAB This Policy does not cover liability in respect of: Personal
LEAD EXCLUSION CLAUSE Features, L-Clauses|May 9, 2015by IMAM MUSJAB This Policy does not cover any liability for Personal Injury
PARTICIPANTS EXCLUSION CLAUSE Features, P-Clauses|May 9, 2015by IMAM MUSJAB This Policy does not cover liability in respect of Personal
HAZARDOUS GOODS EXCLUSION CLAUSE Features, H-Clauses|May 9, 2015by IMAM MUSJAB This Policy does not cover liability in respect of claims
WELDING EXCLUSION CLAUSE Features, W-Clauses|May 9, 2015by IMAM MUSJAB This Policy does not cover liability in respect of claims
HORSE RIDING EXCLUSION CLAUSE Features, H-Clauses|May 9, 2015by IMAM MUSJAB This Policy does not cover liability in respect of Personal
HAIRDRESSERS AND BEAUTY SALONS CLAUSE Features, H-Clauses|May 6, 2015by IMAM MUSJAB This Policy does not cover liability in respect of:
BLASTING EXCLUSION CLAUSE B-Clauses, Features|May 6, 2015by IMAM MUSJAB This Policy does not cover liability in respect of Personal
ESCAPE OF FIRE EXCLUSION CLAUSE E-Clauses, Features|May 6, 2015by IMAM MUSJAB This Policy does not cover liability in respect of Personal
BRIDGES EXCLUSION CLAUSE B-Clauses, Features|May 6, 2015by IMAM MUSJAB This Policy does not cover liability in respect of Personal
TREATMENT RISK EXCLUSION CLAUSE Features, T-Clauses|May 6, 2015by IMAM MUSJAB This Policy does not cover liability in respect of Personal
MOLESTATION EXCLUSION CLAUSE Features, M-Clauses|May 5, 2015by IMAM MUSJAB This policy does not apply to Personal Injury arising out
REMOVAL/WEAKENING OF SUPPORTS EXCLUSION CLAUSE Features, R-Clauses|May 5, 2015by IMAM MUSJAB This Policy does not cover liability in respect of damage
TREE LOPPING EXCLUSION CLAUSE Features, T-Clauses|May 5, 2015by IMAM MUSJAB This Policy does not cover liability in respect of Personal
DEMOLITION EXCLUSION CLAUSE D-Clauses, Features|May 5, 2015by IMAM MUSJAB This Policy does not cover liability in respect of Personal
CONSTRUCTION EXCLUSION CLAUSE C-Clauses, Features|May 5, 2015by IMAM MUSJAB This Policy does not cover liability in respect of Personal
ROAD/FOOTPATH CONSTRUCTION EXCLUSION CLAUSE Features, R-Clauses|May 5, 2015by IMAM MUSJAB This Policy does not cover liability in respect of Personal
PROPERTY OWNERS EXCLUDING TRADE RISK Features, P-Clauses|May 5, 2015by IMAM MUSJAB This Policy does not cover liability in respect of Personal
Third Party Liability of Directors and Executives Clause Features, T-Clauses|May 1, 2015by IMAM MUSJAB It is agreed and understood that subject to the Insured
Extinguishing Expenses Clause E-Clauses, Features|May 1, 2015by IMAM MUSJAB It is agreed and understood that subject to the Insured
Loading and Unloading of Vehicles Clause Features, L-Clauses|May 1, 2015by IMAM MUSJAB It is agreed and understood that subject to the Insured
Advertising Signs and Decorations Liability Clause A-Clauses, Features|May 1, 2015by IMAM MUSJAB It is agreed and understood that subject to the Insured
Swimming Pool Liability Clause Features, S-Clauses|May 1, 2015by IMAM MUSJAB It is agreed and understood that subject to the Insured
First Aid Treatment Clause F-Clauses, Features|May 1, 2015by IMAM MUSJAB It is agreed and understood that subject to the Insured
Personal Injury Liability Clause Features, P-Clauses|May 1, 2015by IMAM MUSJAB It is agreed and understood that subject to the Insured
Motor Contingent Liability Features, M-Clauses|May 1, 2015by IMAM MUSJAB It is agreed and understood that subject to the Insured
Building Alterations Clause B-Clauses, Features|May 1, 2015by IMAM MUSJAB It is agreed and understood that subject to the Insured
Tenant’s Liability Clause Features, T-Clauses|May 1, 2015by IMAM MUSJAB It is agreed and understood that subject to the Insured
Guest’s Property Clause Features, G-Clauses|May 1, 2015by IMAM MUSJAB It is agreed and understood that subject to the Insured
Goods and Services Clause Features, G-Clauses|May 1, 2015by IMAM MUSJAB It is agreed and understood that subject to the Insured
Food and Drink Clause F-Clauses, Features|May 1, 2015by IMAM MUSJAB It is agreed and understood that subject to the Insured
Fire & Explosion Extension Clause F-Clauses, Features|May 1, 2015May 1, 2015by IMAM MUSJAB It is agreed and understood that subject to the Insured
Explosion of Boilers E-Clauses, Features|May 1, 2015by IMAM MUSJAB It is agreed and understood that subject to the Insured
Elevator and Escalator Clause E-Clauses, Features|May 1, 2015by IMAM MUSJAB It is agreed and understood that subject to the Insured
Act of Terrorism Extension Clause A-Clauses, Features|May 1, 2015by IMAM MUSJAB It is agreed and understood that subject to the Insured
Strike, Riot, Civil Commotion or Malicious Damage Extension Clause (public liability) Features, S-Clauses|May 1, 2015by IMAM MUSJAB It is agreed and understood that subject to the Insured
Contractual Liability Clause C-Clauses, Features|May 1, 2015by IMAM MUSJAB It is agreed and understood that subject to the Insured
Cross Liability Clause C-Clauses, Features|May 1, 2015by IMAM MUSJAB It is agreed and understood that subject to the Insured
WATER FLOOD AND FUMES EXTENSION CLAUSE Features, W-Clauses|May 1, 2015by IMAM MUSJAB It is hereby declared and agreed that this policy extends
WORLD WIDE JURISDICTION Features, W-Clauses|May 1, 2015by IMAM MUSJAB It is agreed and declared that this policy is extended
WAIVER OF SUBROGATION RIGHTS Features, W-Clauses|May 1, 2015by IMAM MUSJAB Notwithstanding anything contained in this Policy to the contrary it
WORK AWAY CLAUSE Features, W-Clauses|May 1, 2015by IMAM MUSJAB It is agreed that the insurance by this policy is
WRONGFUL ARREST AND DEFAMATION Features, W-Clauses|May 1, 2015by IMAM MUSJAB Notwithstanding anything contained herein to the contrary, this policy is
TOOL OF TRADE RISK CLAUSE Features, T-Clauses|May 1, 2015by IMAM MUSJAB Notwithstanding anything contained herein to the contrary this Policy is
SOCIAL ACTIVITIES ENDORSEMENT Features, S-Clauses|April 30, 2015by IMAM MUSJAB It is hereby declared and agreed that this Policy is
SPORT FACILITIES CLAUSE Features, S-Clauses|April 30, 2015by IMAM MUSJAB It is agreed that this Policy shall extend to indemnify
SWIMMING POOL LIABILITY CLAUSE Features, S-Clauses|April 30, 2015by IMAM MUSJAB It is hereby declared and agreed that the policy extends
SUBCONTRACTORS CLAUSE Features, S-Clauses|April 30, 2015by IMAM MUSJAB It is agreed that this policy is extended to cover
SOCIAL & RECREATIONAL ACTIVITIES ENDORSEMENT Features, S-Clauses|April 30, 2015by IMAM MUSJAB It is hereby declared and agreed that this Policy is
SPORT AND SOCIAL CLUB AND MEDICAL FACILITIES Features, S-Clauses|April 30, 2015by IMAM MUSJAB The Insured’s business shall be understood to include the provision
STEVEDORING EXCLUSION CLAUSE Features, S-Clauses|April 30, 2015by IMAM MUSJAB It is agreed and declared that this policy does not
SARS EXCLUSION CLAUSE Features, S-Clauses|April 30, 2015by IMAM MUSJAB This policy does not provide indemnity directly or indirectly for
PRODUCT EFFICACY EXCLUSION CLAUSE Features, P-Clauses|April 30, 2015by IMAM MUSJAB It is agreed and declared that this Policy shall not
PRIVATE WORKS FOR DIRECTORS AND EXECUTIVES CLAUSE Features, P-Clauses|April 30, 2015by IMAM MUSJAB Further declared and agreed that this Policy is extended to
PREMISES MEDICAL EXPENSE CLAUSE Features, P-Clauses|April 30, 2015April 30, 2015by IMAM MUSJAB Notwithstanding the Indemnity provided for under this Policy and subject
PLANT AND MACHINERY (including lifts and escalators) CLAUSE Features, P-Clauses|April 30, 2015April 30, 2015by IMAM MUSJAB It is hereby understood and agreed that this Policy extends
PHARMACEUTICAL PRODUCTS EXCLUSION CLAUSE Features, P-Clauses|April 30, 2015by IMAM MUSJAB This policy does not provide indemnity for the manufacturing of
OWNED AUTOMOBILES CLAUSE Features, O-Clauses|April 30, 2015April 30, 2015by IMAM MUSJAB It is agreed and declared that this policy provides indemnity
OVERSEAS VISITS CLAUSE Features, O-Clauses|April 17, 2015by IMAM MUSJAB It is hereby declared and agreed that this Policy extends
NOTICE OF CANCELLATION CLAUSE Features, N-Clauses|April 17, 2015April 17, 2015by IMAM MUSJAB It is hereby noted and agreed that this policy cannot