BURST OF LEAKING PIPES B-Clauses|December 18, 2016by IMAM MUSJAB The insurance under the policy shall subject to the special
BREACH OF WARRANTIES B-Clauses|December 18, 2016by IMAM MUSJAB Breach of any warranty or warranties contained herein shall not
BRAND AND LABEL CLAUSE B-Clauses|December 18, 2016by IMAM MUSJAB If branded or labeled merchandise covered by this Policy is
BOOK DEBTS CLAUSE B-Clauses|December 18, 2016by IMAM MUSJAB The Insurers will Indemnify the Insured following an Event Insured
BIOLOGICAL AND CHEMICAL MATERIAL EXCLUSION CLAUSE (NMA 2962) B-Clauses|December 18, 2016by IMAM MUSJAB It is agreed that this insurance excludes loss, damage, cost
LOSS FROM UNATTENDED VEHICLE PROVIDED VEHICLE IS SECURELY LOCKED L-Clauses|December 18, 2016by IMAM MUSJAB Notwithstanding anything contained herein to the contrary, it is agreed
QBE POOL’S CLAIMS CONTROL CLAUSE Q-Clauses|December 18, 2016by IMAM MUSJAB It is a condition of this reinsurance that the Reinsured
SEEPAGE AND POLLUTION EXCLUSION NMA 1685 S-Clauses|December 18, 2016by IMAM MUSJAB Agreement does not cover any liability for : Personal
INFECTIOUS OR CONTAGIOUS DISEASE, FOOD OR DRINK POISONING; MURDER, SUICIDE POLICY EXTENSION CLAUSE I-Clauses|December 18, 2016by IMAM MUSJAB Loss as insured by this Policy resulting from interruption of
MINOR ALTERATION AND REPAIRS CLAUSE M-Clauses|December 18, 2016by IMAM MUSJAB Minor alterations, additions and repairs to building plant fixtures and
WAR AND CIVIL WAR EXCLUSION CLAUSE W-Clauses|December 18, 2016by IMAM MUSJAB Notwithstanding anything to the contrary contained herein this Policy does
TERRORISM AND SABOTAGE EXCLUSION CLAUSE T-Clauses|December 18, 2016by IMAM MUSJAB It is agreed and understood that otherwise subject to the
SANCTION LIMITATION AND EXCLUSION CLAUSE S-Clauses|December 18, 2016by IMAM MUSJAB No (re) insurer shall be deemed to provide cover and
RUNNING IN CONJUNCTION CLAUSE R-Clauses|December 18, 2016by IMAM MUSJAB It is hereby agreed that notwithstanding anything to the contrary
PROPERTY IN TRANSIT P-Clauses|December 18, 2016by IMAM MUSJAB Notwithstanding anything contained in the Policy to the contrary this
PROPERTY OF INSURED STORED ELSEWHERE/ IN TRANSIT WITHIN BATAM, INDONESIA (Limit: SGD 10,000.00, Class I Construction) P-Clauses|December 18, 2016by IMAM MUSJAB It is hereby agreed and declared that notwithstanding anything contained
PREMISES CLAUSE P-Clauses|December 18, 2016by IMAM MUSJAB Cover afforded by this Policy extends to cover property whilst
NOMINATED LOSS ADJUSTER CLAUSE (SUBJECT TO THE UNDERWRITER’S APPROVAL) N-Clauses|December 18, 2016by IMAM MUSJAB It is hereby noted and agreed that in the event
NON AUTOMATIC RENEWAL CLAUSE N-Clauses|December 18, 2016by IMAM MUSJAB Notwithstanding anything contained in this Policy to the contrary, it
NO CONTROL CLAUSE N-Clauses|December 18, 2016by IMAM MUSJAB This Insurance shall not be prejudiced by the failure of
MOLD & FUNGI ENDORSEMENT M-Clauses|December 18, 2016by IMAM MUSJAB This Policy only insures physical loss or damage to property
METERED GAS EXTENSION CLAUSE M-Clauses|December 18, 2016by IMAM MUSJAB If noted and agreed that this policy is extended to
LOSS PAYEE CLAUSE L-Clauses|December 18, 2016by IMAM MUSJAB It is hereby declared and agreed that the payment in
LOSS OF DAMAGED GOODS CLAUSE L-Clauses|December 18, 2016by IMAM MUSJAB In case of damage to property bearing brands labels and
LESSEES CLAUSE L-Clauses|December 18, 2016by IMAM MUSJAB It is hereby declared and agreed that anything done by
INTERPRETATION CLAUSE I-Clauses|December 18, 2016by IMAM MUSJAB In the event of any conflict of interpretation between the
INHIBITION COSTS CLAUSE I-Clauses|December 18, 2016by IMAM MUSJAB The sum insured are deemed to include the value of
INDONESIAN JURISDICTION CLAUSE I-Clauses|December 18, 2016by IMAM MUSJAB The Indemnity provided herein shall not apply to: Compensation for
HEATING AND POWER H-Clauses|December 18, 2016by IMAM MUSJAB The use of electric, gas and other lighting, heating and
HAZARDOUS GOODS CLAUSE H-Clauses|December 18, 2016by IMAM MUSJAB Unless otherwise specifically provided in this policy, hazardous goods usual
EXTRA EXPENSES CLAUSE E-Clauses|December 18, 2016by IMAM MUSJAB Subject to all its terms and conditions, this Policy also
EXTRA CHARGES CLAUSE E-Clauses|December 18, 2016by IMAM MUSJAB Notwithstanding anything contained herein to the contrary it is hereby
ELECTRONIC DATE RECOGNITION CLAUSE AND INTERNET ENDORSEMENT (EDRC”A”) E-Clauses|December 18, 2016by IMAM MUSJAB This Insurance does not cover any loss, damage, cost, claim
CLAIM SETTLEMENT CLAUSE C-Clauses|December 18, 2016by IMAM MUSJAB It is hereby noted and agreed that valid claim (if
CLAIM SETTLEMENT CLAUSE C-Clauses|December 18, 2016by IMAM MUSJAB Insurers shall under this section, subject to the terms and
CLAIM PREPARATION CLAUSE (25% of loss) C-Clauses|December 18, 2016by IMAM MUSJAB The insurance under this item is to cover such reasonable
GUEST AND EMPLOYEES PERSONAL EFFECT CLAUSE G-Clauses|December 18, 2016by IMAM MUSJAB The indemnity granted by this Policy extends to include clothing
DIRECTOR AND/OR EMPLOYEES PERSONAL EFFECT D-Clauses|December 18, 2016by IMAM MUSJAB The indemnity granted by this Policy extends to include clothing
DEDUCTIBLE CLAUSE D-Clauses|December 18, 2016by IMAM MUSJAB It is hereby declared and agreed that the Insurer shall
RIGHT OF RECOURSE CLAUSE R-Clauses|December 18, 2016by IMAM MUSJAB It is hereby declared and agreed that insurers retain full
PERMIT AND PRIVILEGE CLAUSE P-Clauses|December 18, 2016by IMAM MUSJAB Permission is hereby granted to the Insured, or any other
COMPLIANCE CLAUSE C-Clauses|December 18, 2016by IMAM MUSJAB This policy has complied with prevailing laws and regulations including
CHANGE OF PRODUCT C-Clauses|December 18, 2016by IMAM MUSJAB If during the policy period there are alterations which affect
BURGLARY EXTENSION with SUB LIMIT B-Clauses|December 18, 2016by IMAM MUSJAB This insurance is Extended to cover direct loss or damage
BRANDED GOODS CLAUSE B-Clauses|December 18, 2016by IMAM MUSJAB In the event of loss or destruction or damage by
BURGLARY ALARM CLAUSE B-Clauses|December 18, 2016by IMAM MUSJAB It is a condition precedent to the Insurers liability under
BURST PIPES ENDORSEMENT B-Clauses|December 18, 2016by IMAM MUSJAB The insurance under the Policy shall subject to the Special
BANKERS CLAUSE B-Clauses|December 18, 2016by IMAM MUSJAB It is noted and agreed that the following properties insured
BOILER EXPLOSION CLAUSE (REFER TO AS PER PSAKI WORDING CHAPTER 1 ITEM 3) B-Clauses|December 18, 2016December 18, 2016by IMAM MUSJAB Explosion in this Policy is deemed to mean any sudden
AUTOMATIC COVER FOR NEW LOCATIONS CLAUSE (Sub Limit IDR100,000,000.00) A-Clauses|December 18, 2016by IMAM MUSJAB It is hereby declared and agreed that the company will
APPRAISEMENT CLAUSE A-Clauses|December 18, 2016by IMAM MUSJAB If the aggregate claim for any one loss does not
AUDITORS FEES CLAUSE A-Clauses|December 18, 2016by IMAM MUSJAB It is understood and agreed that any particulars or details
ALTERATION AND REPAIRS CLAUSE A-Clauses|December 18, 2016by IMAM MUSJAB It is hereby agreed that workmen are allowed in or
ALTERATION CLAUSE (30 days) A-Clauses|December 18, 2016by IMAM MUSJAB Notwithstanding anything contained in the printed conditions of the Policy
AUTOMATIC INCREASE CLAUSE (10% of Total Sum Insured) A-Clauses|December 18, 2016by IMAM MUSJAB In the event of the gross profit earned during any
ARCHITECTS, SURVEYORS AND CONSULTING ENGINEERS EXPENSES A-Clauses|December 18, 2016by IMAM MUSJAB It is hereby noted and agreed as follows : The
ALL OTHER CONTENTS CLAUSE (in respect of employees effects Rp. 5,000,000.- ) A-Clauses|December 18, 2016by IMAM MUSJAB It is agreed that the Term “All other Contents, is
AWNINGS BLINDS SIGNS OR OTHER OUTDOORS FITTINGS OF EVERY DESCRIPTION CLAUSE A-Clauses|December 18, 2016by IMAM MUSJAB Awnings, blinds, signs or other outdoor fixtures or fittings of
AUTOMATIC ADDITIONS AND DELETIONS CLAUSE (30 DAYS) A-Clauses|December 18, 2016by IMAM MUSJAB Additional personnel will be automatically held covered under this policy
AUTOMATIC ADDITIONS AND DELETIONS CLAUSE (30 DAYS) A-Clauses|December 18, 2016by IMAM MUSJAB In consideration of the Insured undertaking to pay any premium
AUTOMATIC REINSTATEMENT OF LOSS CLAUSE A-Clauses|December 18, 2016by IMAM MUSJAB In consideration of the insured undertaking to pay an additional
AUTOMATIC REINSTATEMENT OF SUM INSURED CLAUSE A-Clauses|December 18, 2016by IMAM MUSJAB In the event of loss or damage to the Property
AUTOMATIC REINSTATEMENT OF SUM INSURED CLAUSE A-Clauses|December 18, 2016by IMAM MUSJAB In consideration of the Insured undertaking to pay any premium
ADDITIONAL EXTRA COSTS OF REINSTATEMENT A-Clauses|December 18, 2016December 18, 2016by IMAM MUSJAB Applicable to buildings, machinery, plant and all other property and
ADDITIONAL PREMISES CLAUSE A-Clauses|December 18, 2016by IMAM MUSJAB It is hereby declared and agreed that this Policy shall
ACQUIRED COMPANIES – SUB LIMIT A-Clauses|December 18, 2016by IMAM MUSJAB This Policy extends to include property located in Australia belonging
ATOMIC AND NUCLEAR EXCLUSION CLAUSE A-Clauses|December 18, 2016by IMAM MUSJAB In no case shall this insurance cover loss damage or
ADJACENCIES CLAUSE A-Clauses|December 18, 2016by IMAM MUSJAB The situation, construction, nature and installation of the adjacencies, both
ASBESTOS EXCLUSION A-Clauses|December 18, 2016by IMAM MUSJAB The Insurers will not Indemnify the Insured in respect of
AUTOMOBILE CLAUSE A-Clauses|December 18, 2016by IMAM MUSJAB The housing of Automobiles is allowed, and it is warranted
ADDITIONAL CHARGES CLAUSE A-Clauses|December 18, 2016by IMAM MUSJAB If damage to property insured occurred in circumstance giving rise
ACCUMULATED STOCK CLAUSE A-Clauses|December 18, 2016by IMAM MUSJAB In adjusting any loss, account shall be take and equitable
FLEET INSURANCE CLAUSE F-Clauses, Features|January 23, 2016January 23, 2016by IMAM MUSJAB FLEET INSURANCE CLAUSE It is agreed between the Assureds and
APPORTIONMENT OF RECOVERIES CLAUSE A-Clauses, Features|January 11, 2016by IMAM MUSJAB It is hereby understood and agreed that where recovery is
Backdate Exclusion B-Clauses, Features|January 7, 2016January 7, 2016by IMAM MUSJAB It is hereby understood and agreed, subject to the exceptions
POLITICAL RISKS EXCLUSION CLAUSE Features, P-Clauses|January 6, 2016January 3, 2016by IMAM MUSJAB The following shall be excluded from this Policy: Any loss
TRANSMISSION AND DISTRIBUTION LINES EXCLUSION CLAUSE Features, T-Clauses|January 5, 2016January 3, 2016by IMAM MUSJAB All transmission and distribution lines, including wires, cables, poles, pylons,
PROPERTY DAMAGE CLARIFICATION CLAUSES Features, P-Clauses|January 4, 2016January 3, 2016by IMAM MUSJAB It is understood and agreed that this Policy shall be
Fifty-Fifty Clause F-Clauses, Features|November 30, 2015by IMAM MUSJAB Upon their arrival at the Contract site, goods are to
Payment on Account Clause – apa pentingnya? Fire Insurance, P-Clauses, Property All Risks (PAR)|September 17, 2015by IMAM MUSJAB PAYMENT ON ACCOUNT CLAUSE It is hereby declared and agreed
Claim Procedure & Important Clause for Hull & Machinery and Protection & Indemnity Insurances C-Clauses, Marine Hull and P&I|September 2, 2015September 4, 2015by IMAM MUSJAB 1. Notice of Loss/Damage Notwithstanding the terms and condition of
KECELAKAAN FATAL ATAS TERTANGGUNG DAN PASANGANNYA Features, K-Clauses|August 28, 2015by IMAM MUSJAB Polis ini menjamin risiko Kematian yang secara langsung disebabkan oleh
TEMPORARY ACCOMMODATION COST CLAUSE Features, T-Clauses|August 28, 2015by IMAM MUSJAB It is hereby agreed that this Policy is extended to
Transmission & Distribution Lines Exclusion Clause Features, Marine Professional Liability, T-Clauses|August 28, 2015August 28, 2015by IMAM MUSJAB This policy does not cover all transmission and distribution, including
KLAUSUL PERUBAHAN MANFAAT Features, P-Clauses|August 28, 2015by IMAM MUSJAB Sesuai dengan peraturan yang berlaku kewajiban Penanggung terhadap Tertanggung adalah
WAIVER CLAUSE Features, W-Clauses|August 28, 2015by IMAM MUSJAB Other than those stipulated in other article within this Policy,
NMA 2915 : Cyber Exclusion C-Clauses, Features|August 28, 2015by IMAM MUSJAB Notwithstanding anything contained to the contrary herein this policy does
Sanction Limitation and Exclusion Clause Features, S-Clauses|August 28, 2015by IMAM MUSJAB The (re)insurer shall not provide cover nor be liable to
NMA 2920 : Terrorism Exclusion Endorsement Features, T-Clauses|August 28, 2015by IMAM MUSJAB Notwithstanding any provision to the contrary within this insurance or
KLAUSUL SANTUNAN BIAYA PEMAKAMAN B-Clauses, Features, P-Clauses|August 26, 2015by IMAM MUSJAB Polis ini juga memberikan santunan biaya pemakaman Tertanggung akibat dari
KLAUSUL BIAYA AMBULANCE A-Clauses, B-Clauses, Features|August 26, 2015by IMAM MUSJAB Polis ini juga memberikan penggantian biaya ambulance untuk transportasi Tertanggung
KLAUSUL BIAYA PENGURUSAN SERTIFIKAT KEMATIAN B-Clauses, Features, S-Clauses|August 26, 2015August 26, 2015by IMAM MUSJAB Polis ini juga memberikan penggantian biaya pengurusan Sertifikat Kematian Tertanggung
KLAUSUL KEGIATAN OLAH RAGA (NON PROFESIONAL) Features, K-Clauses|August 26, 2015by IMAM MUSJAB Polis ini juga menjamin risiko kematian, atau cacat tetap atau
KLAUSUL HILANG DAN TIDAK DIKETEMUKAN Features, H-Clauses|August 26, 2015by IMAM MUSJAB Santunan kematian akibat kecelakaan diberikan dalam hal Tertanggung hilang dan
KLAUSUL MENGENDARAI SEPEDA MOTOR Features, M-Clauses|August 26, 2015by IMAM MUSJAB Polis ini juga menjamin risiko kematian, atau cacat tetap atau
KLAUSUL PEMBUNUHAN DAN PENGANIAYAAN Features, P-Clauses|August 26, 2015by IMAM MUSJAB Polis ini juga menjamin risiko kematian, atau cacat tetap atau
KLAUSUL KERUSUHAN, PEMOGOKAN DAN HURU HARA Features, K-Clauses|August 26, 2015by IMAM MUSJAB Polis ini juga menjamin risiko kematian, atau cacat tetap atau
KLAUSUL BIAYA PERAWATAN ATAU PENGOBATAN TERMASUK PENGOBATAN ALTERNATIF (SINSHE) Features, P-Clauses, S-Clauses|August 26, 2015by IMAM MUSJAB Jaminan Biaya Perawatan atau Pengobatan ini dibayarkan kepada Tertanggung berdasarkan
WORK OF ART CLAUSE A-Clauses, Features, W-Clauses|August 13, 2015by IMAM MUSJAB Notwithstanding anything contained herein, This policy is extended to cover
FAILURE TO SUPPLY WATER EXCLUSION F-Clauses, Features|August 4, 2015by IMAM MUSJAB Coverage provided by this policy does not apply to any