NOTIFICATION CLAUSE N-Clauses|December 18, 2016by IMAM MUSJAB The present situation, manner of connection, construction, nature and interior
NOTICE OF CANCELLATION CLAUSE N-Clauses|December 18, 2016by IMAM MUSJAB It is hereby noted and agreed that this policy cannot
BROAD PAIR AND SET CLAUSE B-Clauses|December 18, 2016by IMAM MUSJAB It is hereby noted and agreed that in case of
PAIRS AND SETS CLAUSE (partial amount) P-Clauses|December 18, 2016by IMAM MUSJAB Where any insured items consists of articles in a pair
NON CANCELLATION CLAUSE N-Clauses|December 18, 2016by IMAM MUSJAB The Insurance Company undertakes to obtain the mortgagee’s consent prior
NON-INVALIDATION CLAUSE N-Clauses|December 18, 2016by IMAM MUSJAB It is hereby agreed that this insurance shall not be
21.2.1 NON NEGLIGENCE LIABILITY (ANY ONE OCCURRENCE LIMIT OF INDEMNITY) N-Clauses|December 18, 2016by IMAM MUSJAB It is understood and agreed that Insurers will indemnify the
MARINE/NON MARINE LOSS SHARING CLAUSE M-Clauses|December 18, 2016by IMAM MUSJAB In the event of loss of or damage to or
MATERIAL DAMAGE PROVISO WAIVER M-Clauses|December 18, 2016by IMAM MUSJAB It is hereby noted and agreed that this Section shall
MISDESCRIPTION CLAUSE M-Clauses|December 18, 2016by IMAM MUSJAB It is understood and agreed that this insurance shall not
CONSTRUCTION / ERECTION / ALTERATION / REPAIR WORKS (Limit IDR 5,000,000,000.00 per contract value) C-Clauses|December 18, 2016by IMAM MUSJAB It is hereby declared and agreed that this policy is
MINOR ALTERATIONS AND REPAIRS CLAUSE M-Clauses|December 18, 2016by IMAM MUSJAB Minor alterations, additions and repairs to building plant fixtures and
MINOR ALTERATIONS AND REPAIRS CLAUSE M-Clauses|December 18, 2016by IMAM MUSJAB Minor alterations, additions and repairs to building plant fixtures and
MINOR ALTERATIONS AND REPAIRS CLAUSE M-Clauses|December 18, 2016by IMAM MUSJAB Minor alterations, additions and repairs to building plant fixtures and
LENDER’S INTEREST CLAUSE L-Clauses|December 18, 2016by IMAM MUSJAB It is hereby noted and agreed that the property Insured
LANDSLIDE AND SUBSIDENCE CLAUSE L-Clauses|December 18, 2016by IMAM MUSJAB Notwithstanding anything stated to the contrary, the policy shall subject
LUBRICATING OIL AND REFRIGERANT CHARGES CLAUSE L-Clauses|December 18, 2016by IMAM MUSJAB It is agreed and understood that otherwise subject to the
LEASED PROPERTY CLAUSE L-Clauses|December 18, 2016by IMAM MUSJAB The Policy extends to indemnify any other party having an
LOCKS AND KEYS CLAUSE – LIMIT US$ 1,000.- L-Clauses|December 18, 2016by IMAM MUSJAB he master keys are stolen or if there are reasonable
LOSS NOTIFICATION CLAUSE (14 Days) L-Clauses|December 18, 2016by IMAM MUSJAB Notwithstanding anything contained herein to the contrary, it is agreed
LOSS PREVENTION EXPENSES AND RESCUE TEAM COSTS L-Clauses|December 18, 2016by IMAM MUSJAB This Policy is held to include : wages of the
LOADING AND UNLOADING CLAUSE L-Clauses|December 18, 2016by IMAM MUSJAB It is agreed that this Policy shall extend to cover
IT HAZARD CLARIFICATION CLAUSE I-Clauses|December 18, 2016by IMAM MUSJAB Property damage covered under this Policy shall mean physical damage
INSURABLE INTEREST CLAUSE I-Clauses|December 18, 2016by IMAM MUSJAB Notwithstanding that the interest insured hereunder may be purchased on
INSURANCE OF PINALTIES I-Clauses|December 18, 2016by IMAM MUSJAB This Insurance shall not indemnity the Insured in respect of
INFLATION PROVISION (ESCALATOR) – 15% I-Clauses|December 18, 2016by IMAM MUSJAB It is hereby declared and agreed that the Sum Insured
INTERNAL REMOVAL CLAUSE I-Clauses|December 18, 2016by IMAM MUSJAB it is understood and agreed that in the event of
INTERESTS OF OTHER PARTIES I-Clauses|December 18, 2016by IMAM MUSJAB The insurable interest of only those lessors, financiers, trustees, mortgages,
IMPACT BY OWN VEHICLE I-Clauses|December 18, 2016by IMAM MUSJAB It is noted and agreed that the cover relating to
GOODS IN TRUST OR ON COMMISSION G-Clauses|December 18, 2016by IMAM MUSJAB This insurance hereby applies to property as herein defined belonging
GENERAL INTEREST CLAUSE G-Clauses|December 18, 2016by IMAM MUSJAB Certain of the Property insured may be the subject of
FUSION DAMAGE CLAUSE F-Clauses|December 18, 2016by IMAM MUSJAB The Policy extends to indemnity the Insured against loss or
FUMIGATION CLAUSE F-Clauses|December 18, 2016by IMAM MUSJAB In the event of loss or damage to the interest
FREE ON BOARD and/or COST and FREIGHT SALES F-Clauses|December 18, 2016by IMAM MUSJAB It is hereby noted and agreed to cover goods on
ELECTRICAL INSTALLATIONS CLAUSE E-Clauses|December 18, 2016by IMAM MUSJAB Loss or damage by fire to the electrical appliances or
ELECTRICAL SHORT CIRCUIT CLAUSE E-Clauses|December 18, 2016by IMAM MUSJAB It is hereby expertly understood and agreed that this Policy
EMPLOYEES PERSONAL EFFECTS CLAUSE E-Clauses|December 18, 2016by IMAM MUSJAB The indemnity granted by this Policy extends to include clothing
EXTRA COST OF REINSTATEMENT E-Clauses|December 18, 2016by IMAM MUSJAB (Applicable to buildings, machinery, plant and all other property and
EXPEDITING EXPENSES CLAUSE E-Clauses|December 18, 2016by IMAM MUSJAB The insurance by this Policy extended to cover any extra
ERRORS AND OMISSION CLAUSE E-Clauses|December 18, 2016by IMAM MUSJAB The Insured not be prejudiced by any unintentional and/or inadvertent
EXTENDED IMPACT DAMAGE CLAUSE E-Clauses|December 18, 2016by IMAM MUSJAB This policy is extended to include impact by vehicles belonging
DEPARTMENTAL CLAUSE D-Clauses|December 18, 2016by IMAM MUSJAB If the Business be conducted in departmental the independent trading
DAMAGE TO EXISTING PROPERTY (LIMIT …………) D-Clauses|December 18, 2016by IMAM MUSJAB It is agreed and understood that otherwise subject to terms,
ELECTRONIC COMMUNICATION CLAUSE E-Clauses|December 18, 2016by IMAM MUSJAB All electronic correspondence including but not limited to facsimiles and
ELECTRONIC DATE RECOGNITION CLAUSE (EDRC”A”) E-Clauses|December 18, 2016by IMAM MUSJAB This Insurance does not cover any loss, damage, cost, claim
DEFENSE AND RECOURSE CLAUSE D-Clauses|December 18, 2016by IMAM MUSJAB If the Insured and any member of this family taking
DENIAL OF ACCESS D-Clauses|December 18, 2016by IMAM MUSJAB It is hereby declared and agreed that subject to the
DUTY CLAUSE D-Clauses|December 18, 2016by IMAM MUSJAB The Insurer will also reimburse the Insured for customs and
DEFUNCT SPARES CLAUSE D-Clauses|December 18, 2016by IMAM MUSJAB It is noted and agreed that in the event of
DETERIORATION OF UNDAMAGED STOCK CLAUSE D-Clauses|December 18, 2016by IMAM MUSJAB This Policy extends to include loss sustained by the Insured
DESIGNATION CLAUSE D-Clauses|December 18, 2016by IMAM MUSJAB For the purpose of determining, where necessary, the definition of
DE WORDINGS (1995) D-Clauses|December 18, 2016by IMAM MUSJAB OUTRIGHT DEFECT EXCLUSION DE 1 (1995) This policy excludes loss
DECK SHIPMENT D-Clauses|December 18, 2016by IMAM MUSJAB For the purpose of this Policy “On Deck” shipments in
DEFERRED PREMIUMS CLAUSE (120 days) D-Clauses|December 18, 2016by IMAM MUSJAB It is hereby understood and agreed that the premium shall
DETERIORATION OF STOCK D-Clauses|December 18, 2016by IMAM MUSJAB Subject to the general exclusions and conditions, the insurance provided
CLOSURE BY PUBLIC AUTHORITIES CLAUSE C-Clauses|December 18, 2016by IMAM MUSJAB It is hereby declared and agreed that loss as Insured
CONTAINER CLAUSE C-Clauses|December 18, 2016by IMAM MUSJAB Notwithstanding anything contained herein to the contrary where Cargo, insured
CONCEALED DAMAGE CLAUSE C-Clauses|December 18, 2016by IMAM MUSJAB In the event of delay in opening cases, containers or
COST OF TEMPORARY PROTECTION CLAUSE C-Clauses|December 18, 2016by IMAM MUSJAB It is hereby declared and agreed that this policy is
COST OF RECOMPILING RECORDS AND PREPARING CLAIMS CLAUSE C-Clauses|December 18, 2016by IMAM MUSJAB The insurance under the Policy is lited to : cost
COST OF DEMOLITION & REMOVAL OF DEBRIS & ERECTION OF HOARDINGS CLAUSE C-Clauses|December 18, 2016by IMAM MUSJAB On costs and expenses necessarily incurred by the Insured in
CIVIL AUTHORITIES CLAUSE C-Clauses|December 18, 2016by IMAM MUSJAB The insurance is extended to cover direct loss or damage
CANCELLATION CLAUSE (30 DAYS EXCEPT FOR EARTHQUAKE, VOLCANIC ERUPTION AND TSUNAMI WHICH IS 5 DAYS) C-Clauses|December 18, 2016by IMAM MUSJAB Notwithstanding anything contained in the printed conditions of the Policy
CANCELLATION CLAUSE (30 DAYS EXCEPT FOR RIOTS, STRIKES, MALICIOUS, DAMAGE AND CIVIL COMMOTION WHICH IS 3 DAYS) C-Clauses|December 18, 2016by IMAM MUSJAB Notwithstanding anything contained in the printed conditions of the Policy
DEPRECIATION ADJUSTMENT FOR REWINDING OF ELECTRIC MACHINES CLAUSE D-Clauses|December 18, 2016by IMAM MUSJAB It is agreed and understood that otherwise subject to the
DAMAGE TO HAUL ROAD, BRIDGES AND JETTIES IS SPECIFICALLY INCLUDED D-Clauses|December 18, 2016by IMAM MUSJAB It is Iunderstood and agreed that in this policy to cover
CLAIMS MITIGATION CLAUSE C-Clauses|December 18, 2016by IMAM MUSJAB It is agreed that in the event of actual damage
CURRENCY EXCHANGE RATE CLAUSE C-Clauses|December 18, 2016by IMAM MUSJAB The premium is payable in the currencies as stated in
CURRENCY CLAUSE C-Clauses|December 18, 2016by IMAM MUSJAB It is hereby understood and agreed that in case a
CYBER RISK EXCLUSION (NMA 2915) C-Clauses|December 18, 2016by IMAM MUSJAB Electronic Data Exclusion Notwithstanding any provision to the contrary within
CYBER NON-AGGREGATION CLAUSE (NMA 2912) C-Clauses|December 18, 2016by IMAM MUSJAB Losses arising directly or indirectly out of (i) loss of,
COMPUTER RECORDS CLAUSE C-Clauses|December 18, 2016by IMAM MUSJAB This insurance includes cover for computer system records but only
CAPITAL ADDITIONS CLAUSE (Limit – 10% of Sum Insured) C-Clauses|December 18, 2016by IMAM MUSJAB The insurance hereby extends to cover alterations, additions and improvements
CONTRACT PRICE CLAUSE C-Clauses|December 18, 2016by IMAM MUSJAB In the event of goods insured by this policy having
EXTRA CONTRACTUAL OBLIGATIONS EXCLUSION ENDORSEMENT E-Clauses|December 18, 2016by IMAM MUSJAB Notwithstanding anything contained in the Policy to the Contrary, it
INLAND TRANSIT COVERAGE SUBJECT TO A USD 350,000.00 ANY ONE CONVEYANCE AND USD 2,000,000.00 IN ANNUAL AGGREGATE I-Clauses|December 18, 2016by IMAM MUSJAB This insurance is against All Risks of Loss of or
ELECTRONIC EQUIPMENT AND/OR DEVICE ENDORSEMENT E-Clauses|December 18, 2016by IMAM MUSJAB This Policy does not insure against any loss, damage, cost,
EMPLOYEES PROPERTY IN THE INSURED’S (LIMIT US$ 2,500.00 ANY ONE LOSS AND US$ 10,000.00 IN AGGREGATE) E-Clauses|December 18, 2016by IMAM MUSJAB The indemnity granted by this Policy extends to include clothing
OTHER ACTIVITIES CLAUSE O-Clauses|December 18, 2016by IMAM MUSJAB Activities such as the suspending of fire alarms, water supply
RATE OF EXCHANGE R-Clauses|December 18, 2016by IMAM MUSJAB It is hereby noted and agreed that all premium payment
DUTIES CLAUSE D-Clauses|December 18, 2016by IMAM MUSJAB The Insurer will also reimburse the Insured for customs and
DESTRUCTION OF SOUND PROPERTY CLAUSE D-Clauses|December 18, 2016by IMAM MUSJAB This Insurance extends to include the costs of destruction and
DEPRECIATION ADJUSTMENT FOR REWINDING OF ELECTRIC MACHINE CLAUSE D-Clauses|December 18, 2016by IMAM MUSJAB It is agreed and understood that otherwise subject to the
DAMAGE TO HAUL ROAD, BRIDGES AND JETTIES AND THE LIKE ARE SPECIFICALLY INCLUDED D-Clauses|December 18, 2016by IMAM MUSJAB It aid hereby understood and agreed that in this policy
COVER FOR INTERNAL FIRE, INTERNAL CHEMICAL EXPLOSION AND DIRECT LIGHTNING CLAUSE C-Clauses|December 18, 2016by IMAM MUSJAB It is hereby agreed and understood that otherwise subject to
CANCELLATION PRORATA PREMIUM CLAUSE C-Clauses|December 18, 2016by IMAM MUSJAB Notwithstanding anything contained to the contrary, it is hereby declared
CLAIM PREPARATION CLAUSE (Maximum limit US$ 50,000.00) C-Clauses|December 18, 2016by IMAM MUSJAB It is agreed and understood that otherwise subject to the
CLAIMS MITIGATION CLAUSE C-Clauses|December 18, 2016by IMAM MUSJAB It is agreed that in the event of actual damage
CLAIMS MITIGATION CLAUSE C-Clauses|December 18, 2016by IMAM MUSJAB It is agreed that in the event of actual damage
CUSTOMERS GOOD CLAUSE C-Clauses|December 18, 2016by IMAM MUSJAB Notwithstanding anything contained in this Policy to the contrary, this
COST OF RE-WRITING RECORDS AND CLAIM PREPARATION CLAUSE (Limit 5% of Sum Insured) C-Clauses|December 18, 2016by IMAM MUSJAB The insurance by this Policy extends to include costs and
COST OF RE-ERECTION CLAUSE C-Clauses|December 18, 2016by IMAM MUSJAB The insurance by this Policy extends to cover the cost
BURST OF LEAKING PIPES B-Clauses|December 18, 2016by IMAM MUSJAB The insurance under the policy shall subject to the special
BREACH OF WARRANTIES B-Clauses|December 18, 2016by IMAM MUSJAB Breach of any warranty or warranties contained herein shall not
BRAND AND LABEL CLAUSE B-Clauses|December 18, 2016by IMAM MUSJAB If branded or labeled merchandise covered by this Policy is
BOOK DEBTS CLAUSE B-Clauses|December 18, 2016by IMAM MUSJAB The Insurers will Indemnify the Insured following an Event Insured
BIOLOGICAL AND CHEMICAL MATERIAL EXCLUSION CLAUSE (NMA 2962) B-Clauses|December 18, 2016by IMAM MUSJAB It is agreed that this insurance excludes loss, damage, cost
LOSS FROM UNATTENDED VEHICLE PROVIDED VEHICLE IS SECURELY LOCKED L-Clauses|December 18, 2016by IMAM MUSJAB Notwithstanding anything contained herein to the contrary, it is agreed
QBE POOL’S CLAIMS CONTROL CLAUSE Q-Clauses|December 18, 2016by IMAM MUSJAB It is a condition of this reinsurance that the Reinsured
SEEPAGE AND POLLUTION EXCLUSION NMA 1685 S-Clauses|December 18, 2016by IMAM MUSJAB Agreement does not cover any liability for : Personal