DETERIORATION OF STOCK

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Subject  to  the  general exclusions and conditions, the insurance provided herein  is  extended  to  cover  the  contents of the insured’s cold rooms, frozen  food cabinet(s) and/or domestic refrigerators against deterioration and/or  putrefaction  due to a change in temperature following breakdown of

the refrigeration machinery and/or failure of the public electricity and/or gas  supply  and/or  action  of  refrigerant  fumes escaping from the plant and/or blowing of fuses.

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This extension does not cover loss due to or arising from :

  1. deliberate act  of  any  electricity  or  gas supply authority or the exercise  by  any  such  authority of its power to withhold or restrict  supply;
  2. failure of the electricity or gas supply due to strikes by or any other withdrawal of labour by employees of any electricity or gas authority.

The  settlement  of any loss arising under this extension shall be the cost of replacement at the time of the loss.

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