MACHINERY BREAKDOWN EXCLUSION CLAUSE M-Clauses|December 19, 2016by IMAM MUSJAB It is hereby declared and agreed that the Insurer will
LESSOR INTEREST CLAUSE L-Clauses|December 19, 2016by IMAM MUSJAB It is noted and agreed that ………… (here in after
LEASING CLAUSE L-Clauses|December 19, 2016by IMAM MUSJAB It is hereby noted and agreed that the property insured
FIRE FIGHTING EXPENSES CLAUSE (EVET) F-Clauses|December 19, 2016by IMAM MUSJAB It is hereby understood and agreed that in the event
FIRE EXTINGUISHMENTS EXPENSES CLAUSE F-Clauses|December 19, 2016by IMAM MUSJAB The insurance by each item of the schedule extends to
FIRE EXTINGUISHING COSTS CLAUSE F-Clauses|December 19, 2016by IMAM MUSJAB It is hereby agreed and declared that notwithstanding anything in
FIRE BRIGADES CHARGES F-Clauses|December 19, 2016by IMAM MUSJAB It is hereby understood and agreed that the reasonable charges
FIRST LOSS INSURANCE F-Clauses|December 19, 2016by IMAM MUSJAB The items mentioned hereinafter are covered on a First Loss
EXPEDITING EXPENSES CLAUSE E-Clauses|December 19, 2016by IMAM MUSJAB In the event of loss or damage to the Property
ELECTRICAL INSTALLATION CLAUSE E-Clauses|December 19, 2016by IMAM MUSJAB Loss or damage by fire to the electrical appliances or
ESCALATION CLAUSE (EVET) E-Clauses|December 19, 2016by IMAM MUSJAB Subject to advanced additional premium to be paid, it ishereby
ESCALATION CLAUSE E-Clauses|December 19, 2016by IMAM MUSJAB In consideration of the payment of an additional premium amounting
DUTY CLAUSE D-Clauses|December 19, 2016by IMAM MUSJAB The Insurer will also reimburse the Insured for customs and
DETERIORATION OF STOCK D-Clauses|December 19, 2016by IMAM MUSJAB Subject to the general exclusions and conditions, the insurance provided
CUSTOMERS’ GOODS CLAUSE C-Clauses|December 19, 2016by IMAM MUSJAB It is hereby declared and agree notwithstanding anything contained in
COVER OF FULL REPLACEMENT VALUE C-Clauses|December 19, 2016by IMAM MUSJAB It is agreed and understood that otherwise subject to terms,
COST OF REWRITING RECORDS AND CLAIM PREPARATION (EVET) C-Clauses|December 19, 2016by IMAM MUSJAB On costs and expenses necessarily and reasonably incurred by the
COST OF REWRITING RECORDS AND CLAIM PREPARATION C-Clauses|December 19, 2016by IMAM MUSJAB On costs and expenses necessarily and reasonably incurred by the
CLAIM CONTROL CLAUSE C-Clauses|December 19, 2016by IMAM MUSJAB Notwithstanding anything to the contrary herein: The leader insurer shall
CLAIMS MITIGATION CLAUSE C-Clauses|December 19, 2016by IMAM MUSJAB It is agreed that in the event of actual damage
BRANDED GOODS CLAUSE B-Clauses|December 19, 2016by IMAM MUSJAB In the event of loss or destruction or damage by
AVERAGE RELIEF CLAUSE (EVET) A-Clauses|December 19, 2016by IMAM MUSJAB Each item insured under this memorandum is declared to be
AVERAGE RELIEF CLAUSE (85%) A-Clauses|December 19, 2016by IMAM MUSJAB If at the time of reinstatement in the terms of
AUTOMATIC INCREASE COVERAGE CLAUSE A-Clauses|December 19, 2016by IMAM MUSJAB It is hereby declared and agreed that the insurer will
ARCHITECTS, SURVEYORS AND CONSULTING ENGINEERS EXPENSES. A-Clauses|December 19, 2016by IMAM MUSJAB It is hereby noted and agreed as follows: The insurance
ALTERATIONS AND REPAIR CLAUSE A-Clauses|December 19, 2016by IMAM MUSJAB Notwithstanding anything contained in the printed conditions of the policy
AUTOMATIC RENEWAL CLAUSE A-Clauses|December 19, 2016by IMAM MUSJAB Notwithstanding anything to the contrary contained in the Policy. It
AUDITORS CHARGES CLAUSE A-Clauses|December 19, 2016by IMAM MUSJAB The liability of underwriters is limited to the reasonable charges
AGREED VALUE CLAUSE A-Clauses|December 18, 2016by IMAM MUSJAB It is hereby understood and agreed that in consideration of
ADDENDUM TO VEHICLE IMPACT ENDORSEMENT A-Clauses|December 18, 2016by IMAM MUSJAB Notwithstanding anything to the contrary stated in the vehicle impact
ACCIDENTAL BREAKAGE (Glass) A-Clauses|December 18, 2016by IMAM MUSJAB The insurer will, by payment or repair, indemnify the insured
ACCIDENTAL DAMAGE (To Underground Pipes, Gas pipes, Sewer Pipes, Electricity Cables, Overhead Cables and Telephone Lines) A-Clauses|December 18, 2016by IMAM MUSJAB Insurers will pay or make good all sums for which
ACCOUNT RECEIVABLE CLAUSE A-Clauses|December 18, 2016by IMAM MUSJAB Subject to the limit of any one occurrence any one
LANDSCAPING CLAUSE L-Clauses|December 18, 2016by IMAM MUSJAB This Policy is extended to include landscaping, which term shall
DELAYED INDEMNITY PERIOD CLAUSE D-Clauses|December 18, 2016by IMAM MUSJAB In the event of an interruption to the Business insured,
COSTS OF CLEARING DRAINS (N-1091) C-Clauses|December 18, 2016by IMAM MUSJAB The following Clause is added to “The Indemnity, Section 1
SILENT RISK CLAUSE S-Clauses|December 18, 2016by IMAM MUSJAB Warranted that during the currency of this Policy the said
WORKMENS CLAUSE W-Clauses|December 18, 2016by IMAM MUSJAB Workmen are allowed in and about any of the described
VEHICLE LOAD CLAUSE V-Clauses|December 18, 2016by IMAM MUSJAB In the event of the Insured’s Property being left loaded
UNPACKING EXPENSES U-Clauses|December 18, 2016by IMAM MUSJAB This Policy is extended to cover costs and expenses incurred
TURNOVER/OUTPUT CLAUSE T-Clauses|December 18, 2016by IMAM MUSJAB It is agreed that in the event of a claim
THEFT OF PARTS OF PREMISES T-Clauses|December 18, 2016by IMAM MUSJAB Notwithstanding anything contained in this Policy to the contrary, this
THEFT FOLLOWING FIRE AND ALLIED PERILS T-Clauses|December 18, 2016by IMAM MUSJAB Notwithstanding anything herein contained to the contrary this insurance extends
THEFT BY USE OF KEYS/SKELETON KEYS T-Clauses|December 18, 2016by IMAM MUSJAB This insurance extends to cover loss of or damage to
TEMPORARY VISITS OVERSEAS T-Clauses|December 18, 2016by IMAM MUSJAB It is agreed that this Policy shall extend to cover
TIME ADJUSTMENT CLAUSE (72 HOURS) T-Clauses|December 18, 2016by IMAM MUSJAB It is agreed that any loss or damage to the
TRANSMISSION & DISTRIBUTION LINES EXCLUSION CLAUSE T-Clauses|December 18, 2016by IMAM MUSJAB All Transmission and distribution, including wire, cables, poles, pylons, standard
TERRORISM EXCLUSION CLAUSE (NMA 2920) T-Clauses|December 18, 2016by IMAM MUSJAB Notwithstanding any provision to the contrary within this insurance or
THEFT INCLUSION CLAUSE T-Clauses|December 18, 2016by IMAM MUSJAB Notwithstanding anything contained herein to the contrary this section is
THEFT CLAUSE T-Clauses|December 18, 2016by IMAM MUSJAB It is hereby declared and agreed that this policy is
TENANTS CONTINGENCY T-Clauses|December 18, 2016by IMAM MUSJAB Should another tenants in any within describe building do or
SMOKE AND VEHICLE ENDORSEMENT (CODE: 4.11 – 01/12/1998) S-Clauses|December 18, 2016by IMAM MUSJAB It is hereby declared and agreed that the insurance hereunder
TRANSHIPMENT CLAUSE T-Clauses|December 18, 2016by IMAM MUSJAB With leave to land, transship and reship the whole or
TEMPORARY REMOVAL CLAUSE T-Clauses|December 18, 2016by IMAM MUSJAB It is hereby agreed that the property insured by this
TYPHOON, STORM, FLOOD & WATER DAMAGE T-Clauses|December 18, 2016by IMAM MUSJAB In consideration of the payment by the Insured of an
SAFETY BOX LIABILITY S-Clauses|December 18, 2016by IMAM MUSJAB The Company will pay on behalf of the Insured all
STANDING CHARGES CLAUSE S-Clauses|December 18, 2016by IMAM MUSJAB If any standing charges of the business be not insured
SELLLERS INTEREST CLAUSE S-Clauses|December 18, 2016by IMAM MUSJAB “All Risks” insurance to protect the Assured only if required
SEGREGATION CLAUSE S-Clauses|December 18, 2016by IMAM MUSJAB In the event of external signs of damage to an
SUE & LABOUR EXTENSION (LIMIT 10% OF CLAIM) S-Clauses|December 18, 2016by IMAM MUSJAB In case of actual loss, it shall be lawful and
SPONTANEOUS COMBUSTION CLAUSE S-Clauses|December 18, 2016by IMAM MUSJAB In consideration of the payment of an additional premium it
STRUCTURAL ALTERATION CLAUSE S-Clauses|December 18, 2016by IMAM MUSJAB It is hereby understood that structural alteration and extension of
SUBSIDIARY COMPANY CLAUSE S-Clauses|December 18, 2016by IMAM MUSJAB Where the term “Subsidiary Companies” is used herein, it shall
STOCK DECLARATION CLAUSE S-Clauses|December 18, 2016by IMAM MUSJAB In the consideration of the premium by this Policy being
SISTER CAR CLAUSE S-Clauses|December 18, 2016January 23, 2022by IMAM MUSJAB Should any motorcycle insured by this Policy be damage or
SELLERS INTEREST CLAUSE S-Clauses|December 18, 2016by IMAM MUSJAB “All Risks” insurance to protect the Assured only if required
STORAGE WARRANTY S-Clauses|December 18, 2016by IMAM MUSJAB Warranted that during the currency of this Policy no part
STORAGE OF HAZARDOUS GOODS WARRANTY “A” S-Clauses|December 18, 2016December 18, 2016by IMAM MUSJAB Warranted under penalty of nullity of this Policy that during
SPONTANEOUS COMBUSTION CLAUSE FOR STOCKPILE S-Clauses|December 18, 2016by IMAM MUSJAB It is hereby declared and agreed that this insurance covers
SERVICES CLAUSE S-Clauses|December 18, 2016by IMAM MUSJAB The insurance by this Policy relating to machinery and equipment
SHORT CIRCUIT EXTENDED COVER S-Clauses|December 18, 2016by IMAM MUSJAB It is hereby noted and agreed that subject to the
SELLING PRICE CLAUSE S-Clauses|December 18, 2016by IMAM MUSJAB It is noted and agreed that in respect of goods
REINSTATEMENT OR REPLACEMENT R-Clauses|December 18, 2016by IMAM MUSJAB (Applicable to buildings, machinery, plant and all other property and
RENT CLAUSE R-Clauses|December 18, 2016by IMAM MUSJAB Insurance on rent (if any) applies if (any of) the
REBATE CLAUSE R-Clauses|December 18, 2016by IMAM MUSJAB In the event of Gross Profit earned (or proportionately increased
RADIOACTIVE CONTAMINATION, CHEMICAL, BIOLOGICAL, BIOCHEMICAL AND ELECTROMAGNETIC WEAPONS EXCLUSION CLAUSE R-Clauses|December 18, 2016by IMAM MUSJAB This clause shall be paramount and shall override anything contained
RECOVERY CHARGES (Limit 10% of each unit sum insured) R-Clauses|December 18, 2016by IMAM MUSJAB It is hereby noted and agreed that the Policy is
REINSTATEMENT OF SUM INSURED CLAUSE R-Clauses|December 18, 2016by IMAM MUSJAB It is understood and agreed that in the event of
REINSTATEMENT ADDITIONAL PREMIUM CLAUSE R-Clauses|December 18, 2016by IMAM MUSJAB It is hereby understood that in case of reinstatement of
REINSTATEMENT ADDITIONAL PREMIUM CLAUSE R-Clauses|December 18, 2016by IMAM MUSJAB It is hereby understood that in case of reinstatement of
REPLACEMENT FIRE PROTECTIVE EQUIPMENT R-Clauses|December 18, 2016by IMAM MUSJAB Subject to the liability of the Insurer (s) not being
RUBBER CLAUSE R-Clauses|December 18, 2016by IMAM MUSJAB Warranted under penalty of nullity of this insurance that no
PACKAGE CLAUSE P-Clauses|December 18, 2016by IMAM MUSJAB It is understood and agreed that should outer packing be
PROFESSIONAL FEES CLAUSE (10% of loss) P-Clauses|December 18, 2016by IMAM MUSJAB Subject to the Sub Limit of Liability as stated in
PROFESSIONAL FEES CLAUSE P-Clauses|December 18, 2016by IMAM MUSJAB The Policy extend to indemnify the Insured in respects of
POLITICAL RISKS EXCLUSION P-Clauses|December 18, 2016by IMAM MUSJAB This policy excludes confiscation, expropriation, nationalization, commandeering, requisition or destruction
PRORATA REFUND PREMIUM CLAUSE (NOT APPLICABLE FOR EARTQUAKE, VOLCANIC ERUPTION & TSUNAMI) P-Clauses|December 18, 2016by IMAM MUSJAB In the event the Insurer of the Insured terminates this
PRORATA RETURN PREMIUM CLAUSE (NOT APPLICABLE FOR EARTQUAKE, VOLCANIC ERUPTION & TSUNAMI) P-Clauses|December 18, 2016by IMAM MUSJAB In the event the Insurer of the Insured terminates this
PLATE GLASS BREAKAGE CLAUSE (US$ 500,000 P-Clauses|December 18, 2016by IMAM MUSJAB This policy insures glass of all kinds, plain, plate or
PRIVILEGES GRANTED P-Clauses|December 18, 2016by IMAM MUSJAB I suppose it is okay to state the three clauses
PROPERTY IN THE COURSE OF CONSTRUCTION CLAUSE P-Clauses|December 18, 2016by IMAM MUSJAB This Policy covers the interest of the Insured and contractors
PUBLIC AUTHORITIES CLAUSE P-Clauses|December 18, 2016by IMAM MUSJAB The insurance by this Policy extends to include such additional
PREVENTIVE MEASURE CLAUSE P-Clauses|December 18, 2016by IMAM MUSJAB It is hereby noted and agreed that in the event
PROGRESS CLAIMS PAYMENTS CLAUSE P-Clauses|December 18, 2016by IMAM MUSJAB It is hereby agreed and declared that progress payment on
PROPERTY IN CARE, CUSTODY AND CONTROL OF THE INSURED (USD 50,000 any one occurrence) P-Clauses|December 18, 2016by IMAM MUSJAB Notwithstanding anything contained in this policy to the contrary, it
PROPERTY DAMAGE CLARIFICATION CLAUSE P-Clauses|December 18, 2016by IMAM MUSJAB It is hereby declared and agreed that property damage covered
PAYMENT ON ACCOUNT CLAUSE (25%) P-Clauses|December 18, 2016by IMAM MUSJAB It is hereby declared and agreed that progress payment on
OUTSIDE PREMISES STORAGE O-Clauses|December 18, 2016by IMAM MUSJAB Where the Insured enters into a contract for storage of
OUTPUT REPLACEMENT O-Clauses|December 18, 2016by IMAM MUSJAB If the Property Insured includes property which has a measurable
OUTBUILDING CLAUSE O-Clauses|December 18, 2016by IMAM MUSJAB The insurance by each item under buildings is understood to