The items mentioned hereinafter are covered on a First Loss Basis, subject to amounts per item in the schedule :
– Money and stamps
– Employees Pedal Cycles and other Personal Effects
– Documents, Manuscripts and Business Books: only the value of materials as stationery together with the cost of clerical Labour expended in writing up and not the value of the information to the Insured
– Computer Systems records: the value of materials together with the cost of clerical Labour and computer time expended in reproducing such records (excluding any expense in connection with the production of information to be recorded therein), but not for the value of the information contained therein to the Insured
– Patterns, Models, Moulds, Plans and Designs: an amount not exceeding the cost of the Labour and materials expended in reinstatement.
