Building Alterations Clause B-Clauses, Features|May 1, 2015by IMAM MUSJAB It is agreed and understood that subject to the Insured
Tenant’s Liability Clause Features, T-Clauses|May 1, 2015by IMAM MUSJAB It is agreed and understood that subject to the Insured
Guest’s Property Clause Features, G-Clauses|May 1, 2015by IMAM MUSJAB It is agreed and understood that subject to the Insured
Goods and Services Clause Features, G-Clauses|May 1, 2015by IMAM MUSJAB It is agreed and understood that subject to the Insured
Food and Drink Clause F-Clauses, Features|May 1, 2015by IMAM MUSJAB It is agreed and understood that subject to the Insured
Fire & Explosion Extension Clause F-Clauses, Features|May 1, 2015May 1, 2015by IMAM MUSJAB It is agreed and understood that subject to the Insured
Explosion of Boilers E-Clauses, Features|May 1, 2015by IMAM MUSJAB It is agreed and understood that subject to the Insured
Elevator and Escalator Clause E-Clauses, Features|May 1, 2015by IMAM MUSJAB It is agreed and understood that subject to the Insured
Act of Terrorism Extension Clause A-Clauses, Features|May 1, 2015by IMAM MUSJAB It is agreed and understood that subject to the Insured
Strike, Riot, Civil Commotion or Malicious Damage Extension Clause (public liability) Features, S-Clauses|May 1, 2015by IMAM MUSJAB It is agreed and understood that subject to the Insured
Contractual Liability Clause C-Clauses, Features|May 1, 2015by IMAM MUSJAB It is agreed and understood that subject to the Insured
Cross Liability Clause C-Clauses, Features|May 1, 2015by IMAM MUSJAB It is agreed and understood that subject to the Insured
WATER FLOOD AND FUMES EXTENSION CLAUSE Features, W-Clauses|May 1, 2015by IMAM MUSJAB It is hereby declared and agreed that this policy extends
WORLD WIDE JURISDICTION Features, W-Clauses|May 1, 2015by IMAM MUSJAB It is agreed and declared that this policy is extended
WAIVER OF SUBROGATION RIGHTS Features, W-Clauses|May 1, 2015by IMAM MUSJAB Notwithstanding anything contained in this Policy to the contrary it
WORK AWAY CLAUSE Features, W-Clauses|May 1, 2015by IMAM MUSJAB It is agreed that the insurance by this policy is
WRONGFUL ARREST AND DEFAMATION Features, W-Clauses|May 1, 2015by IMAM MUSJAB Notwithstanding anything contained herein to the contrary, this policy is
TOOL OF TRADE RISK CLAUSE Features, T-Clauses|May 1, 2015by IMAM MUSJAB Notwithstanding anything contained herein to the contrary this Policy is
SOCIAL ACTIVITIES ENDORSEMENT Features, S-Clauses|April 30, 2015by IMAM MUSJAB It is hereby declared and agreed that this Policy is
SPORT FACILITIES CLAUSE Features, S-Clauses|April 30, 2015by IMAM MUSJAB It is agreed that this Policy shall extend to indemnify
SWIMMING POOL LIABILITY CLAUSE Features, S-Clauses|April 30, 2015by IMAM MUSJAB It is hereby declared and agreed that the policy extends
SUBCONTRACTORS CLAUSE Features, S-Clauses|April 30, 2015by IMAM MUSJAB It is agreed that this policy is extended to cover
SOCIAL & RECREATIONAL ACTIVITIES ENDORSEMENT Features, S-Clauses|April 30, 2015by IMAM MUSJAB It is hereby declared and agreed that this Policy is
SPORT AND SOCIAL CLUB AND MEDICAL FACILITIES Features, S-Clauses|April 30, 2015by IMAM MUSJAB The Insured’s business shall be understood to include the provision
STEVEDORING EXCLUSION CLAUSE Features, S-Clauses|April 30, 2015by IMAM MUSJAB It is agreed and declared that this policy does not
SARS EXCLUSION CLAUSE Features, S-Clauses|April 30, 2015by IMAM MUSJAB This policy does not provide indemnity directly or indirectly for
PRODUCT EFFICACY EXCLUSION CLAUSE Features, P-Clauses|April 30, 2015by IMAM MUSJAB It is agreed and declared that this Policy shall not
PRIVATE WORKS FOR DIRECTORS AND EXECUTIVES CLAUSE Features, P-Clauses|April 30, 2015by IMAM MUSJAB Further declared and agreed that this Policy is extended to
PREMISES MEDICAL EXPENSE CLAUSE Features, P-Clauses|April 30, 2015April 30, 2015by IMAM MUSJAB Notwithstanding the Indemnity provided for under this Policy and subject
PLANT AND MACHINERY (including lifts and escalators) CLAUSE Features, P-Clauses|April 30, 2015April 30, 2015by IMAM MUSJAB It is hereby understood and agreed that this Policy extends
PHARMACEUTICAL PRODUCTS EXCLUSION CLAUSE Features, P-Clauses|April 30, 2015by IMAM MUSJAB This policy does not provide indemnity for the manufacturing of
OWNED AUTOMOBILES CLAUSE Features, O-Clauses|April 30, 2015April 30, 2015by IMAM MUSJAB It is agreed and declared that this policy provides indemnity
OVERSEAS VISITS CLAUSE Features, O-Clauses|April 17, 2015by IMAM MUSJAB It is hereby declared and agreed that this Policy extends
NOTICE OF CANCELLATION CLAUSE Features, N-Clauses|April 17, 2015April 17, 2015by IMAM MUSJAB It is hereby noted and agreed that this policy cannot
NON-CONTRIBUTION CLAUSE Features, N-Clauses|April 17, 2015by IMAM MUSJAB Notwithstanding any other condition in this policy relating to contribution,
NON – OWNED VEHICLE CLAUSE Features, N-Clauses|April 17, 2015April 17, 2015by IMAM MUSJAB This Policy is extended to cover the Insured’s legal liability
NEON LIGHTS AND ADVERTISING SIGN CLAUSE Features, N-Clauses|April 17, 2015by IMAM MUSJAB This policy is extended to include the Insured’s legal liability
LOADING AND UNLOADING CLAUSE Features, L-Clauses|April 15, 2015by IMAM MUSJAB It is hereby declared and agreed that this Policy is
LIFT ENDORSEMENT Features, L-Clauses|April 15, 2015by IMAM MUSJAB It is hereby declared and agreed that the operation of
LIABILITY ASSUMED BY AGREEMENT CLAUSE Features, L-Clauses|April 15, 2015by IMAM MUSJAB Notwithstanding anything in the Policy to the contrary, if the
LOSS NOTIFICATION CLAUSE Features, L-Clauses|April 15, 2015by IMAM MUSJAB Notwithstanding anything contained herein to the contrary it is agreed
LIABILITY ARISING OUT OF THE USE OF WATERCRAFT AND ALL MOBILE PLANT AND EQUIPMENT Features, L-Clauses|April 15, 2015by IMAM MUSJAB It is hereby declared and agreed that this policy is
LEGAL REPRESENTATIVE CLAUSE Features, L-Clauses|April 15, 2015by IMAM MUSJAB In the event of the death of the Insured then
INDONESIA JURISDICTION CLAUSE Features, I-Clauses|April 15, 2015by IMAM MUSJAB The Indemnity provided herein shall not apply to: Compensation for
INDEMNITY DIRECTORS AND EXECUTIVE CLAUSE Features, I-Clauses|April 14, 2015by IMAM MUSJAB If any claim is made upon any Director and/or Executives
INDEMNITY TO PRINCIPALS CLAUSE Features, I-Clauses|April 14, 2015April 14, 2015by IMAM MUSJAB As far as concerns injury illness loss or damage for
INTERESTS OF OTHER PARTIES Features, I-Clauses|April 14, 2015by IMAM MUSJAB The insurable interest of Finance Parties and their Agents, Lessors,
INCIDENTAL TRAVEL CLAUSE Features, I-Clauses|April 14, 2015by IMAM MUSJAB It is hereby declared and agreed that this Policy extends
INSURED CATERING CLAUSE Features, I-Clauses|April 14, 2015by IMAM MUSJAB It is agreed that this policy shall extend to indemnify
GUESTS’ EFFECTS CLAUSE Features, G-Clauses|April 14, 2015by IMAM MUSJAB (Limit US$ 10,000 in aggregate) It is hereby declared and
FIRST AID FACILITIES CLAUSE F-Clauses, Features|April 14, 2015by IMAM MUSJAB This Policy extends to cover the legal liability of the
FOOD AND DRINKS POISONING EXTENSION CLAUSE F-Clauses, Features|April 14, 2015by IMAM MUSJAB It is hereby declared and agreed that the indemnity granted
FIRE AND EXPLOSION ENDORSEMENT F-Clauses, Features|April 14, 2015by IMAM MUSJAB It is hereby declared and agreed that the policy is
FIRE BRIGADE AND WATER DAMAGE ENDORSEMENT F-Clauses, Features|April 14, 2015by IMAM MUSJAB Legal liability as defined above arising from fire and/or Explosion
ERRORS AND OMISSION CLAUSE E-Clauses, Features|April 13, 2015by IMAM MUSJAB The Insured not be prejudiced by any unintentional and/or inadvertent
EMPLOYEE SPORT AND SOCIAL CLUB CLAUSE E-Clauses, Features|April 13, 2015by IMAM MUSJAB The Insured shall include the committee and members of any
ELECTROMAGNETIC RADIATION CLAUSE E-Clauses, Features|April 13, 2015by IMAM MUSJAB It is agreed and declared that this policy does not
EMPLOYEE PERSONAL EFFECT CLAUSE E-Clauses, Features|April 13, 2015by IMAM MUSJAB The indemnity granted by this Policy extends to include clothing
EMERGENCY MEDICAL EXPENSES CLAUSE E-Clauses, Features|April 13, 2015by IMAM MUSJAB This policy extends to indemnify the Insured for all reasonable
PRODUCT EFFICACY EXCLUSION CLAUSE Features, P-Clauses|April 13, 2015April 13, 2015by IMAM MUSJAB This policy does not cover liability in respect of Personal
EMPLOYEES AND VISITORS EFFECTS CLAUSE E-Clauses, Features|April 13, 2015by IMAM MUSJAB This Policy extends to cover the legal liability of the
DEMONSTRATION AND EXHIBITIONS AND DISPLAY CLAUSE D-Clauses, Features|April 13, 2015by IMAM MUSJAB It is hereby declared and agreed that the Insurance in
DIRECTORS AND PARTNERS CLAUSE D-Clauses, Features|April 12, 2015April 12, 2015by IMAM MUSJAB Any director, partner or Employee of the Insured while acting
DELETERIOUS FOOD AND DRINK CLAUSE D-Clauses, Features|April 12, 2015by IMAM MUSJAB This Policy extends to include liability in respect of accidental
DEFECTIVE SANITARY INSTALLATIONS CLAUSE D-Clauses, Features|April 12, 2015March 20, 2022by IMAM MUSJAB It is hereby declared and agreed that this Policy extends
DENTAL AMALGAM CLAUSE D-Clauses, Features|April 12, 2015by IMAM MUSJAB This policy does not provide indemnity directly or indirectly for
COMPUTER SERVICES-LOSS OF DATA / ERRORS OR OMISSIONS EXCLUSIONS (BL 49) C-Clauses, Features|April 12, 2015by IMAM MUSJAB It is agreed and declared that this Policy shall not
CASUAL CONTRACTOR CLAUSE C-Clauses, Features|April 12, 2015by IMAM MUSJAB It is hereby declared and agreed that the Insurance is
CROSS LIABILITY CLAUSE C-Clauses, Features|April 11, 2015April 12, 2015by IMAM MUSJAB It is understood and agreed that subject to the terms
CROSS LIABILITY CLAUSE C-Clauses, Features|April 11, 2015April 12, 2015by IMAM MUSJAB It is agreed and understood that otherwise to the terms,
CONTINGENT LIABILITY FOR CONTRACTORS & SUB-CONTRACTORS CLAUSE C-Clauses, Features|April 11, 2015April 12, 2015by IMAM MUSJAB It is hereby declared and agreed that the Policy extends
CONTINGENT LIABILITY FOR NON-OWNED AND HIRED MOTOR VEHICLE CLAUSE C-Clauses, Features|April 11, 2015April 12, 2015by IMAM MUSJAB The Insurer will indemnify the insured in respect of accidental
CONTINGENCY LIABILITY TO TENANTS CLAUSE C-Clauses, Features|April 11, 2015April 12, 2015by IMAM MUSJAB This Policy extends to include the legal liability of the
BREACH OF WARRANTIES/CONDITIONS CLAUSE B-Clauses, Features|April 11, 2015April 12, 2015by IMAM MUSJAB Any breach of the within warranties without knowledge or consent
ADDITIONAL AND DELETION CLAUSE A-Clauses, Features|April 11, 2015April 12, 2015by IMAM MUSJAB Additional personnel will be automatically held covered under this policy
HOLD HARMLESS CLAUSE Features, H-Clauses|April 11, 2015April 12, 2015by IMAM MUSJAB Neither the named Insured, nor any subsidiaries will enter into
ALTERATION AND ADDITIONS TO OWNED OR OCCUPIED PREMISES A-Clauses, Features|April 11, 2015April 12, 2015by IMAM MUSJAB This policy provides indemnity for construction, alterations and additions to
AIRCRAFT PRODUCTS LIABILITY CLAUSE A-Clauses, Features|April 11, 2015April 12, 2015by IMAM MUSJAB It is declared and agreed that policy does not cover
AIRSIDE LIABILITY A-Clauses, Features|April 11, 2015April 12, 2015by IMAM MUSJAB This policy does not provide indemnity for any damage to
Car Park Liability (Including Valet Parking) C-Clauses, Features, General Liability|April 5, 2015May 1, 2015by IMAM MUSJAB It is hereby declared and agreed notwithstanding anything contained herein
Underground Property / Downhole Exclusion Clause Features, General Liability, U-Clauses|April 5, 2015May 1, 2015by IMAM MUSJAB This Policy does not cover liability in respect of Personal
Klausul-klausul berbahaya : Non-Invalidation Clause, Breach of Warranty and Avoidance of Terms B-Clauses, N-Clauses, Principles & Practice of Ins, Property All Risks (PAR)|February 17, 2015June 4, 2015by IMAM MUSJAB Pencantuman klausul Non-Invalidation Clause, Breach of Warranty Clause telah membawa
Deterioration of Undamaged Stocks, etc D-Clauses, Property All Risks (PAR)|February 16, 2015June 4, 2015by IMAM MUSJAB Deterioration of Undamaged Stocks The Policy extends to include loss
LANDSLIP AND SUBSIDENCE ENDORSEMENTS (4.10) Fire Insurance, L-Clauses, Property All Risks (PAR)|January 12, 2014April 12, 2015by IMAM MUSJAB LANDSLIP AND SUBSIDENCE ENDORSEMENTS (4.10) In consideration of the payment
WAIVER OF SUBROGATION CLAUSE Fire Insurance, Property All Risks (PAR), W-Clauses|January 12, 2014April 12, 2015by IMAM MUSJAB WAIVER OF SUBROGATION CLAUSE Ay claimant under this policy shall
CYBER NON – AGGREGATION CLAUSE (NMA2915) C-Clauses, Fire Insurance, Property All Risks (PAR)|January 12, 2014April 12, 2015by IMAM MUSJAB CYBER NON – AGGREGATION CLAUSE (NMA2915) Losses arising directly or
STRUCTURAL ALTERATION CLAUSE Fire Insurance, Property All Risks (PAR), S-Clauses|January 12, 2014April 12, 2015by IMAM MUSJAB STRUCTURAL ALTERATION CLAUSE Subject to article III of the within
REMOVAL PERMIT CLAUSE Fire Insurance, Property All Risks (PAR), R-Clauses|January 12, 2014April 12, 2015by IMAM MUSJAB REMOVAL PERMIT CLAUSE It is hereby understood and agree that
REPLACEMENT VALUE CLAUSE Fire Insurance, Property All Risks (PAR), R-Clauses|January 12, 2014April 12, 2015by IMAM MUSJAB REPLACEMENT VALUE CLAUSE It is understood and agreed that otherwise
PAYMENT ON ACCOUNT CLAUSE Fire Insurance, P-Clauses, Property All Risks (PAR)|January 12, 2014April 12, 2015by IMAM MUSJAB PAYMENT ON ACCOUNT CLAUSE It is hereby declared and agrees
NON-INVALIDATION CLAUSE Fire Insurance, N-Clauses, Property All Risks (PAR)|January 12, 2014April 12, 2015by IMAM MUSJAB NON-INVALIDATION CLAUSE It is hereby agreed that this insurance shall
NOTIFICATION CLAUSE Fire Insurance, N-Clauses, Property All Risks (PAR)|January 11, 2014April 12, 2015by IMAM MUSJAB NOTIFICATION CLAUSE The present situation, manner of connection, construction, and
MEMORANDUM OF DISPUTE CLAUSE (C) Fire Insurance, M-Clauses, Property All Risks (PAR)|January 11, 2014April 12, 2015by IMAM MUSJAB MEMORANDUM ON DISPUTE CLAUSE (C) In the event of any
MISDESCRIPTION CLAUSE Fire Insurance, M-Clauses, Property All Risks (PAR)|January 11, 2014April 12, 2015by IMAM MUSJAB MIS-DESCRIPTION CLAUSE It is understood and agreed that this Insurance
LEASED PROPERTY CLAUSE Fire Insurance, L-Clauses, Property All Risks (PAR)|January 11, 2014April 12, 2015by IMAM MUSJAB LEASED PROPERTY CLAUSE This policy extends to indemnify any other
FIRE EXTINGUISHING COSTS CLAUSE F-Clauses, Fire Insurance, Property All Risks (PAR)|January 11, 2014April 12, 2015by IMAM MUSJAB FIRE EXTINGUISHING COSTS CLAUSE It is hereby agreed and declared
EXPEDITING EXPENSES CLAUSE E-Clauses, Fire Insurance, Property All Risks (PAR)|January 11, 2014April 12, 2015by IMAM MUSJAB EXPEDITING EXPENSES CLAUSE In the event of loss or damage
ELECTRICAL INSTALLATION CLAUSE E-Clauses, Fire Insurance, Property All Risks (PAR)|December 29, 2013April 12, 2015by IMAM MUSJAB ELECTRICAL INSTALLATION CLAUSE Loss or damage by fire to the
ESCALATION CLAUSE E-Clauses, Fire Insurance, Property All Risks (PAR)|December 29, 2013April 12, 2015by IMAM MUSJAB ESCALATION CLAUSE In consideration of the payment of an additional
ERRORS AND OMISSION CLAUSE E-Clauses, Fire Insurance, Property All Risks (PAR)|December 29, 2013April 12, 2015by IMAM MUSJAB ERRORS AND OMISSION CLAUSE The insured shall not be prejudiced