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It is hereby declared and agreed that the Policy extends to cover the Insured’s legal liability in respect of acts of employees of their contractors for which they may be responsible. Provided that the indemnity given is on the condition that:

  1. It is contingent upon the liability incurred not being covered or indemnified by an insurance of the contractors.
  2. If any claim submitted is covered by the contractors more specific insurance, then this policy shall not insure the same except only as regards any excess beyond the limit of liability covered by such specific insurance.

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