FAILURE TO SUPPLY ELECTRICITY EXCLUSION F-Clauses, Features|August 4, 2015by IMAM MUSJAB Coverage provided by this policy does not apply to any
MULTI-YEAR POLICY (BREAK AND REVIEW) CLAUSE B-Clauses, Features, M-Clauses|August 4, 2015by IMAM MUSJAB It is hereby declared and agreed that in consideration of
KLAUSUL SANTUNAN GANDA Features, S-Clauses|August 2, 2015by IMAM MUSJAB Dengan ini dicatat dan disetujui bahwa dengan adanya tambahan premi,
KLAUSUL PEMBUNUHAN DAN PENGANIAYAAN Features, P-Clauses|August 2, 2015by IMAM MUSJAB Dengan ini dicatat dan disetujui bahwa dengan adanya tambahan premi,
MINIMUM AND DEPOSIT PREMIUM (M&DP) Features, M-Clauses|June 19, 2015June 19, 2015by IMAM MUSJAB The premium shown on the Policy Schedule is the minimum
LIGHTNING EXTENDED CLAUSE Features, L-Clauses|June 4, 2015June 4, 2015by IMAM MUSJAB CLAUSE 4.15 LIGHTNING EXTENDED COVER It is hereby noted and
SMOKE EXTENDED CLAUSE Features, S-Clauses|June 4, 2015by IMAM MUSJAB CLAUSE 4.14 SMOKE EXTENDED COVER It is hereby noted and
SELF COMBUSTION CLAUSE Features, S-Clauses|June 4, 2015by IMAM MUSJAB CLAUSE 4.13 SELF COMBUSTION EXTENDED COVER Subject to the provisions
ELECTRICAL SHORT CIRCUIT CLAUSE E-Clauses, Features|June 4, 2015by IMAM MUSJAB CLAUSE 4.12 SHORT CIRCUIT EXTENDED COVER It is hereby noted
IMPACT BY OWN VEHICLES CLAUSE Features, I-Clauses|June 4, 2015by IMAM MUSJAB It is noted and agreed that the cover relating to
SILENT RISK CLAUSE Features, S-Clauses|June 4, 2015by IMAM MUSJAB Warranted that during the currency of this Policy the said
WORKMENS CLAUSE Features, W-Clauses|June 4, 2015by IMAM MUSJAB Workmen are allowed in and about any of the described
VEHICLE LOAD CLAUSE Features, V-Clauses|June 4, 2015by IMAM MUSJAB In the event of the Insured’s Property being left loaded
TENANTS IMPROVEMENTS CLAUSE Features, T-Clauses|June 4, 2015by IMAM MUSJAB The insurance by this Policy extends to include tenants improvements
STORAGE WARRANTY Features, S-Clauses|June 4, 2015by IMAM MUSJAB Warranted that during the currency of this Policy no part
SERVICES CLAUSE Features, S-Clauses|June 4, 2015by IMAM MUSJAB The insurance by this Policy relating to machinery and equipment
SELLING PRICE CLAUSE Features, S-Clauses|June 4, 2015by IMAM MUSJAB It is noted and agreed that in respect of goods
OUTBUILDINGS CLAUSE Features, O-Clauses|June 4, 2015by IMAM MUSJAB The insurance by each item under buildings is understood to
LOSS OF DAMAGED GOODS CLAUSE Features, L-Clauses|June 4, 2015by IMAM MUSJAB In case of damage to property bearing brands labels and
INTERNAL REMOVAL CLAUSE Features, I-Clauses|June 4, 2015by IMAM MUSJAB It is understood and agreed that in the event of
GENERAL INTEREST CLAUSE Features, G-Clauses|June 4, 2015by IMAM MUSJAB Certain of the Property insured may be the subject of
FIRE BRIGADES CHARGES F-Clauses, Features|June 4, 2015by IMAM MUSJAB It is hereby understood and agreed that the reasonable charges
EMPLOYEES PERSONAL EFFECTS CLAUSE E-Clauses, Features|June 4, 2015by IMAM MUSJAB The indemnity granted by this Policy extends to include clothing
DESIGNATION CLAUSE D-Clauses, Features|June 4, 2015by IMAM MUSJAB For the purpose of determining, where necessary, the definition of
COST OF RE-ERECTION CLAUSE C-Clauses, Features|June 4, 2015by IMAM MUSJAB The insurance by this Policy extends to cover the cost
COMPUTER RECORDS CLAUSE C-Clauses, Features|June 4, 2015by IMAM MUSJAB This insurance includes cover for computer system records but only
CIVIL AUTHORITIES CLAUSE C-Clauses, Features|June 4, 2015by IMAM MUSJAB The insurance is extended to cover direct loss or damage
BRAND AND LABEL CLAUSE B-Clauses, Features|June 4, 2015by IMAM MUSJAB If branded or labelled merchandise covered by this Policy is
AWNINGS BLINDS SIGNS OR OTHER FITTINGS OF EVERY DESCRIPTION CLAUSE A-Clauses, Features|June 4, 2015by IMAM MUSJAB Awnings, blinds, signs or other outdoor fixtures or fittings of
MINOR ALTERATIONS AND REPAIRS CLAUSE Features, M-Clauses|June 4, 2015by IMAM MUSJAB Minor alterations, additions and repairs to building, plant fixtures and
ALTERATIONS CLAUSE A-Clauses, Features|June 4, 2015by IMAM MUSJAB Notwithstanding anything contained in the printed conditions of the Policy
STOCK DECLARATION CLAUSE Features, S-Clauses|June 3, 2015June 3, 2015by IMAM MUSJAB In consideration of the premium by this Policy being
LESSORS INTEREST CLAUSE Features, L-Clauses|June 2, 2015by IMAM MUSJAB It is noted and agreed that ………….. (here in after
LEASED PROPERTY CLAUSE Features, L-Clauses|June 2, 2015by IMAM MUSJAB This Policy extends to indemnify any other party having an
CAPITAL ADDITIONS CLAUSE C-Clauses, Features|June 2, 2015by IMAM MUSJAB The insurance hereby extends to cover alterations, additions and improvements
BANKERS CLAUSE B-Clauses, Features|June 2, 2015February 12, 2022by IMAM MUSJAB It is noted and agreed that the property insured by
ALL OTHER CONTENTS A-Clauses, Features|June 2, 2015June 2, 2015by IMAM MUSJAB It is noted and agreed that this Policy extends to
ARCHITECTS, SURVEYORS AND ENGINEERS EXPENSES A-Clauses, Features|June 2, 2015by IMAM MUSJAB It is hereby noted and agreed as follows (a) The
TEMPORARY REMOVAL CLAUSE Features, T-Clauses|June 2, 2015by IMAM MUSJAB It is hereby agreed that the property insured by this
SPRINKLER LEAKAGE CLAUSE Features, S-Clauses|June 2, 2015June 2, 2015by IMAM MUSJAB It is hereby agreed and declared that the insurance under
REINSTATEMENT VALUE CLAUSE Features, R-Clauses|June 2, 2015June 2, 2015by IMAM MUSJAB It is hereby declared and agreed that in the event
PUBLIC AUTHORITIES CLAUSE Features, P-Clauses|June 2, 2015June 2, 2015by IMAM MUSJAB The insurance by this Policy extends to include such additional
DETERIORATION OF UNDAMAGED STOCKS D-Clauses, Features|May 30, 2015by IMAM MUSJAB Deterioration of Undamaged Stocks The Policy extends to include loss
CANCELLATION AND ABANDONMENT EXCLUSION C-Clauses, Features|May 26, 2015by IMAM MUSJAB It is hereby understood and agreed that Insurers shall not
Abandonment Clause A-Clauses|May 26, 2015May 30, 2015by IMAM MUSJAB This type of insurance clause typically comes into play with
UPWARD ADJUSTMENT CLAUSE Features, U-Clauses|May 10, 2015by IMAM MUSJAB The Insurance extends to cover any increase in Gross Profit
TURNOVER/OUTPUT CLAUSE Features, T-Clauses|May 10, 2015by IMAM MUSJAB It is agreed that in the event of a claim
SUPPLIERS AND CUSTOMERS EXTENSION CLAUSE Features, S-Clauses|May 10, 2015May 23, 2020by IMAM MUSJAB This Insurance under this section extends to include the actual
STANDING CHARGES CLAUSE Features, S-Clauses|May 10, 2015by IMAM MUSJAB If any standing charges of the business be not insured
SALVAGE SALE CLAUSE Features, S-Clauses|May 10, 2015by IMAM MUSJAB If following damage giving rise to a claim under this
RETURN OF PREMIUM CLAUSE Features, R-Clauses|May 10, 2015by IMAM MUSJAB In the event of Gross Profit earned during the financial
REBATE CLAUSE Features, R-Clauses|May 10, 2015by IMAM MUSJAB In the event of Gross Profit earned (or proportionately increased
PROGRESS CLAIM PAYMENT CLAUSE Features, P-Clauses|May 10, 2015by IMAM MUSJAB It is hereby agreed and declared that progress payment on
PROFESSIONAL ACCOUNTANTS CLAUSE Features, P-Clauses|May 10, 2015by IMAM MUSJAB Any particulars or details contained in the Insured’s books of
PREVENTION OF ACCESS CLAUSE Features, P-Clauses|May 10, 2015by IMAM MUSJAB In consideration of the payment of a additional premium which
PORT BLOCKAGE CLAUSE Features, P-Clauses|May 10, 2015by IMAM MUSJAB It is agreed and declared that the Insurance provided under
NEW BUSINESS CLAUSE Features, N-Clauses|May 10, 2015by IMAM MUSJAB In the event of Damage occurring at the Premises before
MURDER, ASSAULTS AND SUICIDE EXTENSION CLAUSE Features, M-Clauses|May 10, 2015by IMAM MUSJAB It is hereby noted and agreed that the term damage
MATERIAL DAMAGE PROVISO WAIVER Features, M-Clauses|May 10, 2015by IMAM MUSJAB It shall not be a condition precedent to liability in
LEEWAY CLAUSE Features, L-Clauses|May 10, 2015by IMAM MUSJAB In the event of the Gross Profit earned during any
INCREASE BUSINESS CLAUSE Features, I-Clauses|May 10, 2015by IMAM MUSJAB In the event of the gross profit earned during any
GROSS PROFIT CLAUSE Features, G-Clauses|May 10, 2015by IMAM MUSJAB The insurance under this item is limited to loss of
FAILURE OF PUBLIC UTILITIES CLAUSE F-Clauses, Features|May 10, 2015by IMAM MUSJAB FAILURE OF PUBLIC UTILITIES CLAUSE (Version 1) Loss as Insured
DEPARTMENTAL CLAUSE D-Clauses, Features|May 10, 2015by IMAM MUSJAB If the business be conducted in by individual companies/divisions or
DENIAL OF ACCESS CLAUSE D-Clauses, Features|May 10, 2015by IMAM MUSJAB It is hereby declared and agreed that subject to the
BOOK OF ACCOUNT CLAUSE B-Clauses, Features|May 10, 2015by IMAM MUSJAB Any particulars or details contained in the Insured’s books of
AUDITORS CHARGES CLAUSE A-Clauses, Features|May 10, 2015by IMAM MUSJAB The Insured under item (3) is limited to the reasonable
ALTERNATIVE TRADING CLAUSE A-Clauses, Features|May 10, 2015by IMAM MUSJAB If during the indemnity period goods shall be sold or
ADDITIONAL INCREASE IN COST OF WORKING CLAUSE A-Clauses, Features|May 10, 2015by IMAM MUSJAB The insurance under this item is limited to such further
ACCUMULATION OF STOCKS CLAUSE A-Clauses, Features|May 10, 2015by IMAM MUSJAB In adjusting any loss, account shall be taken and an
ACCOUNTANTS CLAUSE A-Clauses, Features|May 10, 2015by IMAM MUSJAB It is understood and agreed that any particulars or details
ELECTROMAGNETIC FIELD EXCLUSION E-Clauses, Features|May 9, 2015by IMAM MUSJAB This Policy does not cover liability in respect of Personal
CLINICAL TRIAL EXCLUSION CLAUSE C-Clauses, Features|May 9, 2015by IMAM MUSJAB This Policy does not cover liability in respect of Personal
POLLUTION EXCLUSION CLAUSE (72 HOUR) Features, P-Clauses|May 9, 2015by IMAM MUSJAB This Policy does not cover liability in respect of: Personal
LEAD EXCLUSION CLAUSE Features, L-Clauses|May 9, 2015by IMAM MUSJAB This Policy does not cover any liability for Personal Injury
PARTICIPANTS EXCLUSION CLAUSE Features, P-Clauses|May 9, 2015by IMAM MUSJAB This Policy does not cover liability in respect of Personal
HAZARDOUS GOODS EXCLUSION CLAUSE Features, H-Clauses|May 9, 2015by IMAM MUSJAB This Policy does not cover liability in respect of claims
WELDING EXCLUSION CLAUSE Features, W-Clauses|May 9, 2015by IMAM MUSJAB This Policy does not cover liability in respect of claims
HORSE RIDING EXCLUSION CLAUSE Features, H-Clauses|May 9, 2015by IMAM MUSJAB This Policy does not cover liability in respect of Personal
HAIRDRESSERS AND BEAUTY SALONS CLAUSE Features, H-Clauses|May 6, 2015by IMAM MUSJAB This Policy does not cover liability in respect of:
BLASTING EXCLUSION CLAUSE B-Clauses, Features|May 6, 2015by IMAM MUSJAB This Policy does not cover liability in respect of Personal
ESCAPE OF FIRE EXCLUSION CLAUSE E-Clauses, Features|May 6, 2015by IMAM MUSJAB This Policy does not cover liability in respect of Personal
BRIDGES EXCLUSION CLAUSE B-Clauses, Features|May 6, 2015by IMAM MUSJAB This Policy does not cover liability in respect of Personal
TREATMENT RISK EXCLUSION CLAUSE Features, T-Clauses|May 6, 2015by IMAM MUSJAB This Policy does not cover liability in respect of Personal
MOLESTATION EXCLUSION CLAUSE Features, M-Clauses|May 5, 2015by IMAM MUSJAB This policy does not apply to Personal Injury arising out
REMOVAL/WEAKENING OF SUPPORTS EXCLUSION CLAUSE Features, R-Clauses|May 5, 2015by IMAM MUSJAB This Policy does not cover liability in respect of damage
TREE LOPPING EXCLUSION CLAUSE Features, T-Clauses|May 5, 2015by IMAM MUSJAB This Policy does not cover liability in respect of Personal
DEMOLITION EXCLUSION CLAUSE D-Clauses, Features|May 5, 2015by IMAM MUSJAB This Policy does not cover liability in respect of Personal
CONSTRUCTION EXCLUSION CLAUSE C-Clauses, Features|May 5, 2015by IMAM MUSJAB This Policy does not cover liability in respect of Personal
ROAD/FOOTPATH CONSTRUCTION EXCLUSION CLAUSE Features, R-Clauses|May 5, 2015by IMAM MUSJAB This Policy does not cover liability in respect of Personal
PROPERTY OWNERS EXCLUDING TRADE RISK Features, P-Clauses|May 5, 2015by IMAM MUSJAB This Policy does not cover liability in respect of Personal
Apa yang dimaksud dengan pemulihan harga pertanggungan? A-Clauses|May 1, 2015May 1, 2015by IMAM MUSJAB What is Reinstatement of Sums Insured? Supaya tidak bingung ini
Third Party Liability of Directors and Executives Clause Features, T-Clauses|May 1, 2015by IMAM MUSJAB It is agreed and understood that subject to the Insured
Extinguishing Expenses Clause E-Clauses, Features|May 1, 2015by IMAM MUSJAB It is agreed and understood that subject to the Insured
Loading and Unloading of Vehicles Clause Features, L-Clauses|May 1, 2015by IMAM MUSJAB It is agreed and understood that subject to the Insured
Advertising Signs and Decorations Liability Clause A-Clauses, Features|May 1, 2015by IMAM MUSJAB It is agreed and understood that subject to the Insured
Swimming Pool Liability Clause Features, S-Clauses|May 1, 2015by IMAM MUSJAB It is agreed and understood that subject to the Insured
First Aid Treatment Clause F-Clauses, Features|May 1, 2015by IMAM MUSJAB It is agreed and understood that subject to the Insured
Personal Injury Liability Clause Features, P-Clauses|May 1, 2015by IMAM MUSJAB It is agreed and understood that subject to the Insured
Motor Contingent Liability Features, M-Clauses|May 1, 2015by IMAM MUSJAB It is agreed and understood that subject to the Insured