Public authorities endorsement

P-Clauses180 Views
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This policy is extended to include such additional cost of reinstatement of the property insured subject to a covered loss or damage as may be incurred solely by reason of the necessity to comply with building or other regulations under or framed in pursuance of any act of parliament or with bye-laws of any public authority, excluding the cost incurred by complying with any of such legislation regulations or bye-laws (i) under which notice has been served upon the insured prior to the happening of any covered loss or damage, (ii) in respect of loss or damage not insured by this policy, (iii) in respect of undamaged property insured or undamaged portions of property insured.

Sublimit: Enter sublimit.

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All other terms and conditions of this policy remain unchanged.

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1 comment

  1. Dear Pak Imam,

    Mohon penjelasannya pak apakah penerapan klausula ini otomatis membatalkan pengecualian “requisition or destruction or damage by or under the order of any government de jure or de facto or by any public or local authority” pada polis PAR/IAR ataupun CAR?

    Lalu jika klausula ini diterapkan pada polis named perils (non All Risk) seperfi polis PSAKI ataupun CECR, apakah klausula ini akan menjamin kerugian jika bangunan yang diasuransikan diperintahkan untuk dihancurkan oleh pihak yang berwenang? Walaupun tidak ada kerusakan akibat perils yang dijamin dalam polis?

    Terima kasih banyak untuk bantuannya pak.

    Public Authorities Clause dapat dilekatkan di Polis All Risks maupun Named Perils.
    Coba baca lagi..yang dijamin adalah “cost to comply with… setelah terjadinya suatu kerugian yang dijamin oleh polis” jadi tidak merubah “insured perils-nya”
    Klausul ini hanya apply untuk material damage section 1 tidak untuk section 2