Selain jaminan ITC.280, ITC.284 dan ITC.289 yang kita kenal dalam Asuransi Kapal (Hull & Machinery), sebagai alternative juga terdapat Jaminan Free from Particular Average Unless (FPAU) yaitu:
ITC.280 –but warranted ‘free from particular average’. This covers the owners losses but only in accordance with the agreed perils noted (i.e) free of partial loss and/or damage to the vessel unless caused by Fire, Lightning, Explosion, Sinking, Grounding, Stranding, Collision with ship, vessel or object
Atau dengan kata lain dapat disimpulkan bahwa Jaminan Free from Particular Average Unless (FPAU) lebih luas dari ITC.284 namun lebih sempit dari ITC.280 yaitu menjamin:
- Kerugian Total (Actual and Constructive Total Loss)
- Tanggung jawab hukum akibat tabrakan kapal (Collission Liability)
- Kontribusi General Average and Salvage
- Biaya-biaya penyelamatan (Sue and Labour)
- Kerusakan Sebagian (Partial Loss) yang disebabkan oleh Kebakaran, Petir, Ledakan, Tenggelam, Kandas, Terdampar, Tabrakan dengan kapal atau benda lain (selain air)
Clauses:
- ITC Hull 1.10.83 Clause 280 (Comprehensive)
- ITC Hull 1.10.83 Clause 284 – Total Loss, General Average and 3/4 Collision Liability (Including Salvage, Savage Charges and Sue and Labour)
- ITC Hull 1.10.83 Clause 289 – Total Loss Only (Including Salvage, Savage Charges and Sue and Labour)
By: Imam MUSJAB, Tel +628128079130, email : imusjab@qbe.co.id
