INFORMATION TECHNOLOGY HAZARDS, COMPUTER DATA, PROGRAM AND STORAGE MEDIA EXCLUSION

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This Policy does not cover liability in respect of

  1. Personal Injury or Property Damage arising, directly or indirectly, out of, or in any way involving the Insured’s “Internet Operations”.

This exclusion does not apply to Personal Injury or Property Damage arising out of any material which is already in print by the manufacturer in support of its product, including but not limited to product use and safety instructions or warnings, and which is also reproduced on its site.

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“Internet Operations” means the following:

  1. Use of electronic mail systems by the Insured or the Insured’s employees, including part-time and temporary staff, contractors and others within the Insured’s organization;
  2. Access through the Insured’s network to the World Wide Web or a public Internet site by the Insured’s employees, including part-time and temporary staff, contractors and others within the Insured’s organization;
  3. Access to the Insured’s Internet (meaning internal company information and computing resources) which is made available through the world wide web for customers of the Insured or others outside the Insured’s organization; and
  4. The operation and maintenance of the Insured’s web site.

Nothing in this exclusion shall be construed to extend coverage under this Policy to any liability, which would not have been covered in the absence of this exclusion.

  • Property Damage to computer data or programs and their storage media arising directly or indirectly out of or caused by, through or in connection with:

(a)        The use of any computer hardware or software;

(b)  The provision of computer or telecommunication services by the Insured or on the Insured’s behalf;

(c)  The use of computer hardware or software belonging to any third party, whether authorized or unauthorized including damage caused by any computer virus.

 

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