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Notwithstandinganythingcontainedhereinto thecontrarythisPolicyincludesexpensesproperlyand reasonablyincurredinunloading,storingandforwardingtheSubjectMattertotheoriginaldestinationorre- forwardingtoanyalternativedestinationat theAssured’soption,whentheinsuredtransitis frustrated, interruptedoris terminatedataportorplaceotherthanthattowhichthe SubjectMatterwasoriginally consignedor,

AUTOMATIC ADDITIONAL AND DELETION

A-Clauses|December 30, 2016

Additional personnel will be automatically held covered under this policy

UNDERGROUND PROPERTY/DOWNHOLE EXCLUSION

U-Clauses|December 30, 2016

This Policy does not cover liability in respect of Personal

LIABILITY ARISING OUT OF THE USE OF ALL MOBILE PLANT AND EQUIPMENT NOT REGISTERED FOR ROAD USE (SUB LIMIT USD 25,000.00 IN AGGREGATE)

L-Clauses|December 30, 2016

It is hereby declared and agreed that this policy is

COMPUTER SERVICES-LOSS OF DATA / ERRORS OR OMISSIONS EXCLUSIONS (BL 49)

C-Clauses|December 30, 2016

It is agreed and declared that this Policy shall not

UNDERGROUND MINING EXCLUSION

U-Clauses|December 30, 2016

This Policy does not cover liability in respect of Personal

ACCUMULATION CLAUSE

A-Clauses|December 30, 2016

The limits of liability expressed herein shall not apply in

CONSTRUCTION ACTIVITIES ENDORSEMENT

C-Clauses|December 30, 2016

This Policy does not cover liability in respect of Personal

AIRCRAFT PRODUCTS

A-Clauses|December 30, 2016

It is declared and agreed that exclusion 4.6.3 “Aircraft Products”

AIRFREIGHT REPLACEMENT

A-Clauses|December 30, 2016

In the event of loss or damage to the subject

AIRSIDE LIABILITY

A-Clauses|December 30, 2016

This policy does not provide indemnity for any damage to

ARISING FROM REMOVAL OR WEAKENING OF SUPPORT TO LAND OR BUILDINGS

A-Clauses|December 30, 2016

It is hereby not and agreed that this policy is

INSTITUTE REPLACEMENT CLAUSE

I-Clauses|December 30, 2016

In the event of loss of or damage to any

TERRITORIAL LIMIT EXCLUDE HANGAR AREA

T-Clauses|December 30, 2016

This Policy is does not cover liability in respect of

TENANT’S LIABILITY

T-Clauses|December 30, 2016

It is hereby understood and agreed that property in the

TENANTS LIABILITY CLAUSE

T-Clauses|December 30, 2016

The exclusion of property in the charge or under the

AIRSIDE / AVIATION LIABILITY

A-Clauses|December 30, 2016

It is declared and agreed that this Policy shall not

SPORTS AND SOCIAL CLUBS (EXCLUDING WATERSPORT ACTIVITIES)

S-Clauses|December 30, 2016

The Insured shall include the committee and members of any

ADDITIONAL POLICY CONDITIONS

A-Clauses|December 30, 2016

Hold Harmless Neither the named Insured, nor any subsidiaries will

ALTERATION AND ADDITIONS TO OWNED OR OCCUPIED PREMISES

A-Clauses|December 30, 2016

This policy provides indemnity for construction, alterations and additions to

ALTERATIONS AND REPAIRS CLAUSE

A-Clauses|December 30, 2016

Minor alterations, additions and repairs to building plant fixtures and

AUTOMATIC COVER FOR ADDITIONAL LOCATIONS CLAUSE

A-Clauses|December 30, 2016

The indemnity provided by this Policy shall automatically and shall

OWNED AUTOMOBILES

O-Clauses|December 30, 2016December 30, 2016

It is agreed and declared that this policy provides indemnity

COMBINED SINGLE LIMIT

C-Clauses|December 30, 2016

As respect such insurance as is afforded under this policy,

NON-OWNED VEHICLES LIABILITY

N-Clauses|December 30, 2016

This Policy is extended to cover the Insured’s legal liability

LOSS PAYEE CLAUSE

L-Clauses|December 30, 2016

It is hereby declared and agreed that the payment in

NO CLAIM BONUS CLAUSE

N-Clauses|December 30, 2016

It is especially agreed that the Insurer will return to

WATER POLLUTION, FLOOD, FUMES AND DEFECTIVE SANITARY AGREEMENT CLAUSE

W-Clauses|December 30, 2016

It is hereby declared and agreed that the insurance by

PLANT AND MACHINERY CLAUSE (INCLUDING LIFT AND ESCALATOR, HOIST, CRANES AND FORKLIFTS)

P-Clauses|December 30, 2016

It is hereby declared and agreed that the Policy is

MR 1209 – Special insurance cover: oil, gas and/or geothermal drilling rigs and equipment

M-Clauses|December 19, 2016

This endorsement forms part of section 1 b and is

MR 1208 – Special insurance cover: costs for leak search

M-Clauses|December 19, 2016

This endorsement forms part of section 1 a and is

MR 1207 – Special insurance cover: reactor pressure vessels with internals

M-Clauses|December 19, 2016

This endorsement forms part of section 1 a and is

MR 1206 – Special insurance cover: costs of decontamination for nuclear plants

M-Clauses|December 19, 2016

This endorsement forms part of section 1 a and is

MR 1205 – Special insurance cover: nuclear fuel elements

M-Clauses|December 19, 2016

This endorsement forms part of section 1 a and is

MR 1204 – Special insurance cover: guarantee maintenance cover during defects liability period

M-Clauses|December 19, 2016

This endorsement forms part of section 1 a and is

MR 1203 – Special insurance cover: liability consequent upon vibration, removal or weakening of support

M-Clauses|December 19, 2016

This endorsement forms part of section 2 and is subject

MR 1202 – Special insurance cover: property insured taken into use or operation

M-Clauses|December 19, 2016

This endorsement forms part of section 1 a and is

MR 1201 – Special insurance cover: extra costs for airfreight

M-Clauses|December 19, 2016

This endorsement forms part of Section 1a (Y/N)

MR 1200 – Special insurance cover: strike, riot and civil commotion

M-Clauses|December 19, 2016

This endorsement forms part of Section 1a (Y / N)

MR 1000 – Cover for Loss of Profits following Loss or Damage Covered under Civil Engineering Completed Risks Insurance (CECR)

M-Clauses|December 19, 2016

Notwithstanding exclusion 5 of the CECR policy, the Insurers shall

MR 904 – Failure of Non-Public Power Supply

M-Clauses|December 19, 2016

It is agreed and understood that, otherwise subject to the

MR 903 – Failure of Public Power Supply

M-Clauses|December 19, 2016

It is agreed and understood that, otherwise subject to the

MR 902 – Insurance of Goods in Cold Storage under Controlled Atmosphere Conditions

M-Clauses|December 19, 2016

It is agreed and understood that, otherwise subject to the

MR 894 – Sum Insured on Unit Price Basis

M-Clauses|December 19, 2016

It is agreed and understood that otherwise subject to the

MR 893 – Proportional Time Excess

M-Clauses|December 19, 2016

It is agreed and understood that otherwise subject to the

MR 892 – Indemnity Period Limits Exceeding 12 Months

M-Clauses|December 19, 2016

It is agreed and understood that otherwise subject to the

MR 891 – Delay in Repair

M-Clauses|December 19, 2016

It is agreed and understood that otherwise subject to the

MR 866 – Failure of Public Power, Water, Gas or Steam Supply

M-Clauses|December 19, 2016

It is agreed and understood that otherwise subject to the

MR 863 – Additional Expenditure other than Increase in Cost of Working

M-Clauses|December 19, 2016

It is agreed and understood that otherwise subject to the

MR 862 – Maximum Demand Charges

M-Clauses|December 19, 2016

It is agreed and understood that otherwise subject to the

MR 861 – Increased Cost of Electricity, Water, Gas or Steam Supply

M-Clauses|December 19, 2016

It is agreed and understood that otherwise subject to the

MR 857 – Prolongation of the Interruption Period due to Deterioration

M-Clauses|December 19, 2016

It is agreed and understood that otherwise subject to the

MR 856 – Deterioration of Raw Materials, Intermediate or Finished Products, or Operating Media

M-Clauses|December 19, 2016

It is agreed and understood that otherwise subject to

MR 855 – Radioactive Isotopes in Instruments

M-Clauses|December 19, 2016

It is agreed and understood that otherwise subject to the

MR 845 – Inspection and Overhaul of Boilers

M-Clauses|December 19, 2016

It is agreed and understood that otherwise subject to the

MR 844 – Overhaul of Steam, Water and Gas Turbines and Turbo-Generator Sets

M-Clauses|December 19, 2016

sets are to be overhauled in accordance with the manufacturers’

MR 843 – Overhaul of Electric Motors and Generators

M-Clauses|December 19, 2016

above 750 kW for types with 2 poles and above

MR 842 – Non-Destructive Testing (NDT) of Presses, Shears and Similar Items with Frames or other Components exposed to High Stresses

M-Clauses|December 19, 2016

It is agreed and understood that otherwise subject to the

MR 832 – Exclusion of flue gas explosions in boilers and furnaces

M-Clauses|December 19, 2016

It is agreed and understood that, otherwise subject to the

MR 831 – Exclusion of Inundation and Silting up in Hydro Power Plants

M-Clauses|December 19, 2016

It is agreed and understood that otherwise subject to the

MR 829 – Machinery Breakdown during Guarantee Period

M-Clauses|December 19, 2016

It is agreed and understood that otherwise subject to the

MR 817 – Underground Machinery and Equipment

M-Clauses|December 19, 2016

It is agreed and understood that otherwise subject to the

MR 813 – Internal Fire, Internal Chemical Explosion and Direct Lightning

M-Clauses|December 19, 2016

It is agreed and understood that otherwise subject to the

MR 812 – Hull Risk for Mobile Equipment Including Inland Transit

M-Clauses|December 19, 2016

It is agreed and understood that otherwise subject to the

MR 811 – Hull Risk for Mobile Equipment on Premises only

M-Clauses|December 19, 2016

It is agreed and understood that otherwise subject to the

MR 731 – Adjustment of Sum Insured and Premium

M-Clauses|December 19, 2016

It is agreed and understood that otherwise subject to the

MR 713 – Cover for Hurricane, Cyclone and Typhoon

M-Clauses|December 19, 2016

It is agreed and understood that otherwise subject to the

MR 712 – Exclusion of Loss or Damage Due to Flood, Inundation, Storm or Tempest

M-Clauses|December 19, 2016

It is agreed and understood that otherwise subject to the

MR 711 – Exclusion of Loss or Damage Due to Fire, Lightning, Explosion and Impact of Aircraft

M-Clauses|December 19, 2016

It is agreed and understood that otherwise subject to the

MR 710 – Exclusion of Mechanical and Electrical Breakdown

M-Clauses|December 19, 2016

It is agreed and understood that otherwise subject to the

MR 641 – Hull Risk for Mobile Equipment Including Inland Transit

M-Clauses|December 19, 2016

It is agreed and understood that otherwise subject to the

MR 641 – Hull Risk for Mobile Equipment Including Inland Transit

M-Clauses|December 19, 2016

It is agreed and understood that otherwise subject to the

MR 640 – Hull Risk for Mobile Equipment on Premises Only

M-Clauses|December 19, 2016

It is agreed and understood that otherwise subject to the

MR 632 – Failure of Non-Public Power Supply

M-Clauses|December 19, 2016

It is agreed and understood that otherwise subject to the

MR 631 – Failure of Public Power Supply

M-Clauses|December 19, 2016

It is agreed and understood that otherwise subject to the

MR 630 – Insurance of Goods in Cold Storage under Controlled Atmosphere Conditions

M-Clauses|December 19, 2016

It is agreed and understood that otherwise subject to the

MR 621 – Cover for Water Well Drilling Rigs and Equipment

M-Clauses|December 19, 2016

It is agreed and understood that otherwise subject to the

MR 620 – Cover for Inland Transit

M-Clauses|December 19, 2016

It is agreed and understood that otherwise subject to the

MR 620 – Cover for Inland Transit

M-Clauses|December 19, 2016

It is agreed and understood that otherwise subject to the

MR 608 – Cover for Mobile and Portable Equipment outside the Premises

M-Clauses|December 19, 2016

It is agreed and understood that otherwise subject to the

MR 701 – Cover of Mobile and Portable Equipment Outside the Premises

M-Clauses|December 19, 2016

It is agreed and understood that otherwise subject to the

MR 607 – Cover for Theft of Electronic Equipment

M-Clauses|December 19, 2016

It is agreed and understood that otherwise subject to

MR 606 – Cover for External Data Media of EDP Systems

M-Clauses|December 19, 2016

It is agreed and understood that otherwise subject to terms,

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