The insurer shall indemnify the insured up to the limit of indemnity specified in the schedule in respect of reasonable and necessary extra costs to pay for:
1. Overtime, night-work, work on public holidays, express freight (except airfreight) incurred to rectify loss of or damage to property insured;
2. The temporary repair of property insured to expedite the permanent repair or replacement of damaged property;
3. The temporary removal of property insured for cleaning, renovation or repair; and
4. The temporary protection or preservation of property insured provided that such actions are necessary to prevent immediately impending physical loss or damage to property insured caused by a peril insured under this policy.