Cyber Virus Exclusion – Electronic Data Endorsement A

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  1. Electronic Data Exclusion

Notwithstanding any provision to the contrary within the Policy or any endorsement thereto, it is understood and agreed as follows :

  • This Policy does not insured loss, damage, destruction, distortion, erasure, corruption or alteration of ELECTRONIC DATA from any cause whatsoever (including but not limited to COMPUTER VIRUS) or loss of use, reduction in functionality, cost, expense of whatsoever nature resulting therefrom, regardless of any other cause or event contributing concurrently or in any other sequence to the loss.

          ELECTRONIC DATA means facts, concepts and information converted to a form useable   for communications,           interpretation or processing by electronic and electromechanical data processing or electronically controlled                 equipment and includes programmes, software and other coded instructions for the processing and                                 manipulation of data or the direction and manipulation of such equipment.

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          COMPUTER VIRUS means a set of corrupting, harmful or otherwise unauthorized instructions or code                         including a set of maliciously introduced unauthorized instructions or code, programmatic or otherwise, that               propagate themselves through a computer system or network of whatsoever nature. COMPUTER VIRUS                       includes but is not limited to ‘Trojan Horses’, ‘worms’, and ‘time or logic bombs’.

  • However, in the event that a peril listed below results from any of the matters described in paragraph a) above, this Policy, subject to all its terms, conditions and exclusions, will cover physical damage occurring during the Policy period to property insured by this Policy directly caused by such listed peril.


Listed Perils



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